Citi Hilton Honors Card

[NYFan63]

Thanks to everyone for the valuable insight! Will keep you posted..

[Glastium]

Well, I've had the Forward card for over 6 months. I tried Dividend and Thankyou Premier but only got rejected. No BK, no late payment,. Except for several hard inquiries (10+). They are definitely not as easy as CAKE. At the same time I got approved of BCE and Amex Surpass without owning a previous Amex card. The util on Forward is always either 0% or 0%-9%.

[NYFan63]

I called today, asked a few questions, and decided to wait to app - as much as I want this card since I stay at a Hilton property every week...I want to wait for my scores to increase....ugh!

[longtime_lurker]

Citi is very INQ sensitive from what other posts on this forum indicate.

[sunni_one]

---

@longtime_lurker wrote:

Citi is very INQ sensitive from what other posts on this forum indicate.

---

This past April I was approved for the Citi Simplicity (for a bal transfer) and was approved for $13k with 12 Inqs at the time.  I also have a Citi TYP, opened Dec 2012 ($7200).   So OP, YMMV.

[NYFan63]

Ok sunni_one is going to make me app now - lol - 

thanks again!

[rwb22]

I have csp,bold,delta skymiles, spg, blue cash, united mp explorer, and citi hilton.  i can say by far citi hilton is an amazing card.  you get the automatic gold status which hilton takes pretty seriously.  i have had every room upgraded no questions asked.  i already hit the 10k min spend, and i had 2 certificates.  i used them on $500 / night rooms downtown in a major metro.  I can say w/o a doubt you would want this card.

rb

[B335is]

---

@longtime_lurker wrote:

Citi is very INQ sensitive from what other posts on this forum indicate.

---

They can be.  The rule of thumb is no more than 6inq on whichever CR they pull in the prior 6 months.  They have approved me with 6, but when I tried for another in April 2014 with 8 inq it was denied for "excessive new accts."

[NYFan63]

According to credit pulls, it appears they pull both TU and EX - I have 6 INQ's on both in last 6 months - thoughts?

[NYFan63]

Correction to my above post:  I have 6 INQ's on TU and 4 on EX, of which most hit in Jan and Feb 2014 and will fall off the 6 month radar by Aug/ Sept timeframe.  Decisions decisons......