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I just applied and got this message
Thank you +++++++++++. We have received your application and further processing is required at this time. We will contact you within a week via email regarding our decision. Thank you for requesting a Citi® Platinum Select® / AAdvantage® World MasterCard®.
Do i have a chance or am i denied?
@princeromeo wrote:I just applied and got this message
Thank you +++++++++++. We have received your application and further processing is required at this time. We will contact you within a week via email regarding our decision. Thank you for requesting a Citi® Platinum Select® / AAdvantage® World MasterCard®.
Do i have a chance or am i denied?
Toss up. They might want to verify your identity in the next few days.
does citi instantly deny?
@princeromeo wrote:does citi instantly deny?
Yes, if your credit file does not meet the requirements of the computer.
If you're new to Citi, they will want to verify info. Once you're in with them, they will easily approve you. My first app with Citi, I had to wait nearly 2 weeks to be approved after a verification process. For my second card, I was instantly approved online.
What are your scores? And other CC balances? Credit history? Those all play a role in a CCC's decision for approval.
my score is 630 i was dnied because of inqs i called today, the lady i spoke to said they dont do recons im really mad i wanted to get into the door with citi. Any one had luck with recons with citi?
I don't know of any recon success, the reps simply uphold the systematic decline. I think supervisors have very narrow overturn powers but you have to be extremely close, as in one INQ too many, etc. AFAIK no one has the power to reverse the generated decline.
While approvals have happened with a 630 and Citi before, it's rare. I'd suggest waiting until your score improves and your INQs drop off.
I just called citi and wasted no time,asked for a senior account manager she came on the phone and was very nice i told can you please reconsider my app, i recently was looking for a car loan thats why i have several inqs. She put me on hold and came back to say call back in 24-48 hours for status on my app, she was gonna put back my app in the system anyone else experience this?