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Citi Prequalify is Gone

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Brian_Earl_Spilner
Credit Mentor

Re: Citi Prequalify is Gone


@Remedios wrote:

@Brian_Earl_Spilner wrote:

@kdm31091 wrote:

Since they didn't actually remove the page and it just has a message, it's possible it's just semi temporary due to COVID or just maintenance . Otherwise why not just take the prequalification section down altogether?


I think you're more than likely correct. Just makes me wonder if it's indicative of an all around tightening up of credit standards for them. I feel that prequalify tools help to drive new accounts. If they've removed the feature, it seems like they don't want as many people applying, or at least, people that are riskier. Same could be said for Cap1. They're ok prequalifying people for their sub-prime offerings, but don't want people going after their prime offerings.


 

 

I think the reason for Cap One removing prequal is that they had various offerings on the same card, such as No Sub, no 0% intro etc, and those offers were different from the description. 

I guess they want you to apply without knowing if you will get the SUB or intro, because when people saw those, they simply did not apply. 


🤔

    
Message 11 of 33
mustangy
Regular Contributor

Re: Citi Prequalify is Gone

for capitalone prequalify is there
just about to apply quicksiler but annual fee is change my mind ?
i have capitalone $500 limit cli after 350 6 months
and have capitalone aut user $3000 limit
and td cash $2k limit
age is 2 years old
what i should go for 3rd cards is my question now ??


adding image that capitalone pre qualify is still there for me

Screen Shot 2020-05-08 at 2.08.32 PM.png

capital one $3500 limit aug 2019
capital one $3k limit aut user feb 2019
td cash 2k limit sep 2019
what is 3rd ??? to apply
Message 12 of 33
M_Smart007
Legendary Contributor

Re: Citi Prequalify is Gone

Citi Pre-Qual never worked for most people anyhow.

At least never for Me, was approved for 4 cards cold apping. IMO

Message 13 of 33
Anonymous
Not applicable

Re: Citi Prequalify is Gone


@mustangy wrote:

for capitalone prequalify is there
just about to apply quicksiler but annual fee is change my mind ?
i have capitalone $500 limit cli after 350 6 months
and have capitalone aut user $3000 limit
and td cash $2k limit
age is 2 years old
what i should go for 3rd cards is my question now ??


adding image that capitalone pre qualify is still there for me

Screen Shot 2020-05-08 at 2.08.32 PM.png


Capital One pre-qualify is still there, but only for their 3 subprime cards.

"We only consider your eligibility for three credit cards–QuicksilverOne, Platinum and Secured Mastercard®."

Message 14 of 33
M_Smart007
Legendary Contributor

Re: Citi Prequalify is Gone




@Anonymous wrote:

@Anonymous wrote:

@snickerpedia wrote:

@Anonymous wrote:

NFCU prequalify (short lived, RIP) also seems to be missing, even through the direct link that was working just a few days ago. I thought it was just them until I saw this!


NFCU prequalify link is still there for me,,,


What's the link?? I've yet to find it


https://digital.navyfederal.org/prequal-member/


@Anonymous, I had checked pre quals once, was approved for everything.

Used the link you provided and I get this.

 

Message 15 of 33
Anonymous
Not applicable

Re: Citi Prequalify is Gone


@M_Smart007 wrote:



@Anonymous wrote:

@Anonymous wrote:

@snickerpedia wrote:

@Anonymous wrote:

NFCU prequalify (short lived, RIP) also seems to be missing, even through the direct link that was working just a few days ago. I thought it was just them until I saw this!


NFCU prequalify link is still there for me,,,


What's the link?? I've yet to find it


https://digital.navyfederal.org/prequal-member/


@Anonymous, I had checked pre quals once, was approved for everything.

Used the link you provided and I get this.

 


Interesting. They show the prequal link on the website for me but I did just get the same error. 🤷‍♂️ 

Message 16 of 33
M_Smart007
Legendary Contributor

Re: Citi Prequalify is Gone


@Anonymous wrote:

@M_Smart007 wrote:



@Anonymous wrote:

@Anonymous wrote:

@snickerpedia wrote:

@Anonymous wrote:

NFCU prequalify (short lived, RIP) also seems to be missing, even through the direct link that was working just a few days ago. I thought it was just them until I saw this!


NFCU prequalify link is still there for me,,,


What's the link?? I've yet to find it


https://digital.navyfederal.org/prequal-member/


@Anonymous, I had checked pre quals once, was approved for everything.

Used the link you provided and I get this.

 


Interesting. They show the prequal link on the website for me but I did just get the same error. 🤷‍♂️ 


ThanksSmiley Happy   .. I guess it could be a temporary glitch.

Message 17 of 33
Anonymous
Not applicable

Re: Citi Prequalify is Gone


@M_Smart007 wrote:

@Anonymous wrote:

@M_Smart007 wrote:



@Anonymous wrote:

@Anonymous wrote:

@snickerpedia wrote:

@Anonymous wrote:

NFCU prequalify (short lived, RIP) also seems to be missing, even through the direct link that was working just a few days ago. I thought it was just them until I saw this!


NFCU prequalify link is still there for me,,,


What's the link?? I've yet to find it


https://digital.navyfederal.org/prequal-member/


@Anonymous, I had checked pre quals once, was approved for everything.

Used the link you provided and I get this.

 


Interesting. They show the prequal link on the website for me but I did just get the same error. 🤷‍♂️ 


ThanksSmiley Happy   .. I guess it could be a temporary glitch.


Must be. I just checked again to make sure it's there. 

64054745-1B3B-4102-882A-D4949031E9F3.jpeg


Maybe they took it down to make it more accurate 😂 

Message 18 of 33
MakingProgress
Senior Contributor

Re: Citi Prequalify is Gone


@M_Smart007 wrote:

Citi Pre-Qual never worked for most people anyhow.

At least never for Me, was approved for 4 cards cold apping. IMO


I have two citi card both with decent SL (I did have to take a 2nd HP to get the limit I wanted on the 2nd one) and I was not prequaled for either one when I applied. 

FICO 8 Starting Score

Current Scores


Garden Goal is All Reports Clean – Achieved 11/26/20
Message 19 of 33
Mv350
Valued Contributor

Re: Citi Prequalify is Gone

I'm getting an error for Discover's prequalify now too. 

Message 20 of 33
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