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That reduction from 1.25ccp to 1ccp on travel really stinks. It would be a better card than CSR, but not anymore with that stunt.
@Anonymous wrote:That reduction from 1.25ccp to 1ccp on travel really stinks. It would be a better card than CSR, but not anymore with that stunt.
Sure, but you'll also be earning more points 5x, so if you spend on those 2 main categories, you could come out ahead.
I think the 4th night hotel perk is more of a loss.
@imaximous wrote:
@Anonymous wrote:That reduction from 1.25ccp to 1ccp on travel really stinks. It would be a better card than CSR, but not anymore with that stunt.
Sure, but you'll also be earning more points 5x, so if you spend on those 2 main categories, you could come out ahead.
I think the 4th night hotel perk is more of a loss.
My assessment is not based on one spending category. I just did my routine calculation https://www.thepointcalculator.com/Credit-Card-Comparison-Tool , and this card would be better than CSR for me if TYP is 1.25cpp, but worse if its 1cpp.
ofc, YMMV, feel free to do comparison with your own actual spending.
whats the sub?
I can't believe they actually took away the 1.25x for flight redemption! I had really hoped with the nerfing of the 4NF they'd actually meet the 1.5x of the CSR and Altitude Reserve. My Premier still reads: "Your ThankYou® Points are worth 25% more when you redeem them for flights through the ThankYou® Travel Center," so it's quite odd that the significantly lower AF card offers better value on flight redemption through their travel portal. I'm still considering doing a PC from Diamond Preferred to Prestige since I'm not going to be eligible for a ThankYou SUB anytime soon and my collection of $400+ AF cards isn't quite as populous as it should be.
For those that have more than one ThankYou product, do the points pool in a combined account like Membership Rewards or does each card have its own TYP balance like Ultimate Rewards? Finally, this really makes no sense, because anyone redeeming more than 38,000 TYPs (after the first year, since the AF is waived the 1st year anyway) this way should just also grab the Premier to get the 1.25x on redemption - even without being eligible for a SUB that makes sense.