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Citi Prestige® Card vs Citi ExecutiveSM / AAdvantage® World EliteTM MasterCard®

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IcEWoLF
Frequent Contributor

Citi Prestige® Card vs Citi ExecutiveSM / AAdvantage® World EliteTM MasterCard®

Hi guys, I wanted to inquire about the differences between these two cards.

They both look similar, except one of them has benefits with AA and the other one doesn't, are there any other major differences between the two cards besides the AF?

 

If you would pick one, would you pick the AA?

Is there something that the Citi Prestige Card has over the Citi Executive card?

 

Also would you rather go with an AMEX Platinum over either one of these?

EQ: 768 TU: 769 EXP: 805
Ritz Carlton: 18k
CSP: 7K | Chase Freedom: 5.7K
MERRILL+® VS: 9K | BOA AMEX: 1K
BOA 123: 7K Discover IT: 6K | Discover Chrome 4K | Costco AMEX: 15K | AMEX PRG NPSL | AMEX BCE 15K | Barclay NFL: 4.9K | Citi TYP 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus WEMC 5K | Citi DC 5K | FNBO AMEX 4.8K | CAP 1 QS 10K | U.S. Bank Cash+ VS 5K |U.S. Bank Perks+ VS 6K
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2 REPLIES 2
enharu
Super Contributor

Re: Citi Prestige® Card vs Citi ExecutiveSM / AAdvantage® World EliteTM MasterCard®

The AA card is a really good card to help accrue elite miles, but one has to be flying AA for that to be useful. It really depends on how frequent you fly, which airlines you fly with, and the type of ticket you buy when you are flying.

The prestige and Amex platinum are both pretty similar cards that works with more than 1 just airline. Which card depends you go with depends on which airline and hotel you usually use, and whether you have more use for TY points or MR points.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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CreditScholar
Valued Contributor

Re: Citi Prestige® Card vs Citi ExecutiveSM / AAdvantage® World EliteTM MasterCard®


@enharu wrote:
The AA card is a really good card to help accrue elite miles, but one has to be flying AA for that to be useful. It really depends on how frequent you fly, which airlines you fly with, and the type of ticket you buy when you are flying.

The prestige and Amex platinum are both pretty similar cards that works with more than 1 just airline. Which card depends you go with depends on which airline and hotel you usually use, and whether you have more use for TY points or MR points.

The main advantages the AA WEMC has over the Amex plat is the 10k EQMs after 40k in annual spend, plus the AA perks such as priority check-in, etc. If you don't plan on using either of these (or Qantas lounges), go for the Amex platinum.

 

The Citi Prestige is a fairly niche product. If you don't spend at least 50k annually and have 50k in paid flight miles per year, you'll probably find better value elsewhere.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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