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Citi Prestige conversion with less than 5K CL

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FinStar
Moderator Emeritus

Re: Citi Prestige conversion with less than 5K CL


@Anonymous wrote:
I had to proactively call in. Citi has been pretty stingy with offering anything to me after granting me the DC 14 months ago. Only got $500 CLI so far. But it was one of my very first major credit cards during my rebuild so thankful. Unfortunately Now it’s one of my lower limit cards........ do they bucket as well?

They don't necessarily bucket like Capital One, for instance.  However, like most other lenders, there are product segmentation tranches that are 'pegged' to an overall profile/product - think product codes. 

 

That being said, a $500 CLI is a step in the right direction - depending on where you are in your rebuild.  Some individuals' cards grow faster than others, but at least yours won't be stuck forever (hopefully).  If you try the SP CLI approach, and exercise a bit of patience, you'll definitely see it grow.

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