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My FICO scores are around 575 - all because of high balance and 9 years history. I dont have any serious delinq and received an invitation for Citi Simplicity in the mail. I thought this card was for premier credit scores - Do you think I have a shot at getting it? No inquires in the last year either.
If you are sure that your FICO scores are 575, then most likely no. 575 is a very low score.