Showing results for 
Search instead for 
Did you mean: 

Citi Soft Pull CLI's

Valued Contributor

Re: Citi Soft Pull CLI's

A little known secret is that many lenders are SP'ing you. If you're "turned down for credit" or "not given the best terms", usually you're entitled to a copy of the report that was used for that decision.


I don't believe the credit bureau(s) really distinguish between a SP and a HP for determining if you qualify for the free credit report for the reasons above.  ;-) 

I was going to garden... Honest!
Message 31 of 31