Today I received a preapproved app in the mail for the Citi ThankYou Preferred CC. The deal seems pretty good, 0% for 18 months and then 10.99% (which would be my lowest interest rate). Also, I'll receive 15,000 bonus points if I spend $1,000 in the first 3 months which I could definitely do.
But can anybody tell me, is this card a Visa or Mastercard? Nothing on the website or the app I got mentions either one. Out of my 12 cards, I don't have a MasterCard so it'd be kinda nice to have one.
Also, the app mentions this card has no NPSL, so I assume this card is Visa Signature/MC World. Am I correct?
Thanks in advance.
Citi now issues Visa card primarily, so you will get Visa instead.
It will only be NPSL if Citi decides to extend $5K or more of credit to you.