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Citi ThankYou Preferred Question?

Established Contributor

Citi ThankYou Preferred Question?

Hey all, 


Today I received a preapproved app in the mail for the Citi ThankYou Preferred CC. The deal seems pretty good, 0% for 18 months and then 10.99% (which would be my lowest interest rate). Also, I'll receive 15,000 bonus points if I spend $1,000 in the first 3 months which I could definitely do.


But can anybody tell me, is this card a Visa or Mastercard? Nothing on the website or the app I got mentions either one. Out of my 12 cards, I don't have a MasterCard so it'd be kinda nice to have one.


Also, the app mentions this card has no NPSL, so I assume this card is Visa Signature/MC World. Am I correct?


Thanks in advance.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 1 of 2
Valued Contributor

Re: Citi ThankYou Preferred Question?

Citi now issues Visa card primarily, so you will get Visa instead.


It will only be NPSL if Citi decides to extend $5K or more of credit to you.

Message 2 of 2