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Citi UW - Best Buy Card Vs VISA

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NYFan63
Established Contributor
‎11-27-2015 10:57 AM
‎11-27-2015 10:57 AM

Citi UW - Best Buy Card Vs VISA

I have a Best Buy card, not their VISA, and is owned by Citi.  I got a CLI on it from $2k to $5k in the summer.  I was wondering is the UW for the BB card different than their Citi AAdvantage VISA's?

 

Thanks!

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

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FinStar
Moderator Emeritus
‎11-27-2015 11:02 AM
‎11-27-2015 11:02 AM

Re: Citi UW - Best Buy Card Vs VISA

@NYFan63 wrote:

I have a Best Buy card, not their VISA, and is owned by Citi.  I got a CLI on it from $2k to $5k in the summer.  I was wondering is the UW for the BB card different than their Citi AAdvantage VISA's?

 

Thanks!

Yes.  Citi's glagship cards UW is tougher (all depending on the profile of course) than their retail division.  If your overall credit is in pretty good standing and clean, you can get both cards.  Yet, there are folks who can obtain Citi Retail cards like Shell, BBY, etc., and not qualify for their flagship cards (Double Cash, AAdvantage, Simplicity, etc).

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Anonymous
Not applicable
‎11-27-2015 11:49 AM
‎11-27-2015 11:49 AM

Re: Citi UW - Best Buy Card Vs VISA

Their regular cards like Finstar said are much tougher to get.  Citi can be a tough nut to crack.  

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