Didnt want to hijack others thread but after some inspiration from my good friend @joltdude , i checked my Citi Dc card to see if i was on any type of promo. Nope. Saw chat feature, jumped aboard and asked if i could get my apr reduced. Current Citi bankcard score is 756. After a few minutes and technical difficulties, Citiman came back with great news! Apr reduced from 20.74% to 15.24% What a drop i was expecting 17 or 18 lol. My DP is already at 14% . Thank you Citi and thank u J man
Up next , Discover It at end of month
An above average move by an average Joe. Congratulations.
Thanks everyone. I always got denied this reduction any time i asked. Perhaps me using my card recently and promptly paying it back helped my case?