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Citi apr redux

AverageJoesCredit
Legendary Contributor

Citi apr redux

Didnt want to hijack others thread  but after some inspiration from my good friend @joltdude , i checked my Citi Dc card to see if i was on any type of promo. Nope. Saw chat feature, jumped aboard and asked if i could get my apr reduced. Current Citi bankcard score is 756. After a few minutes and technical difficulties,  Citiman came back with great news!  Apr reduced from 20.74% to 15.24%Smiley Happy What a drop Smiley Happy i was expecting 17 or 18 lol. My DP is already at 14% . Thank  you Citi and thank u J manSmiley Happy 

 

Up next , Discover It at end of monthSmiley Happy

Message 1 of 54
53 REPLIES 53
M_Smart007
Legendary Contributor

Re: Citi apr redux

bowing down emoticon.gif

Message 2 of 54
CardNut
Valued Contributor

Re: Citi apr redux

An above average move by an average Joe. Congratulations. 

Scores, HPs/24 mos. (updated 01/13/21):
    Experian FICO Score 8 = 828, 1/24
    Experian FICO Score 9 = 813, 1/24
   TransUnion = 811, 1/24
    Equifax = 813, 0/24

Total 2020 rewards, incl. offers/deals = $1,388.00

Total CL: $247,000

Cards (hover over for CL | interest rate | Date Opened):
Message 3 of 54
AverageJoesCredit
Legendary Contributor

Re: Citi apr redux


@M_Smart007 wrote:

bowing down emoticon.gif


Lol Smartie, in a world full of .... i find joy in creditSmiley Wink

Message 4 of 54
seattletravels
Valued Contributor

Re: Citi apr redux

Congrats Joe! I'm inspired! 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 5 of 54
JAG73
Moderator Emerita

Re: Citi apr redux

Nice bump down, congrats!

Got some pruning to do... No more new cards!
Message 6 of 54
Anonymous
Not applicable

Re: Citi apr redux

That's quite the decrease! Congrats!

Message 7 of 54
Running-Man
Contributor

Re: Citi apr redux

Very nice APR reduction 

Message 8 of 54
AverageJoesCredit
Legendary Contributor

Re: Citi apr redux


@CardNut wrote:

An above average move by an average Joe. Congratulations. 


Lol thanks @CardNut 👍

Message 9 of 54
AverageJoesCredit
Legendary Contributor

Re: Citi apr redux

Thanks everyone. I always got denied this reduction any time i asked. Perhaps me using my card recently and promptly paying it back helped my case?Smiley Wink

Message 10 of 54
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