No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So, I had already gotten notice from Citi that my bestbuy store card was being converted to a VISA, which is cool with me. Allegedly new cards are being mailed in early October. Now here's the weird part: got a notice from Wallethub that there was a change in my credit report, and it looks like the existing bestbuy card has been removed altogether, replaced with a Citi VISA account that opened in 2008?!?
Is that Citi's normal way of reporting an upgrade from store card to general-use card?
And before anyone heckles me for watching Wallethub, I know it's a FAKO score and I studiously ignore it but I get timely alerts about changes so I can keep an eye out for anything weird.
The date is correct, when it rolled from HSBC to Citi in 2008., but it seems odd to me that it isn't flagged to reflect that it USED to be a bestbuy store card and now it's a CBNA credit card. Surely the account number will change, will it not?
I'd say having a Best Buy card worked out for you in the end, can't complain about a conversion to a Visa . Nice!
Congrats on the conversion! I wish mine would! Family members have had theirs converted. I guess BB forgot about me!
@Anonymous wrote:So, I had already gotten notice from Citi that my bestbuy store card was being converted to a VISA, which is cool with me. Allegedly new cards are being mailed in early October. Now here's the weird part: got a notice from Wallethub that there was a change in my credit report, and it looks like the existing bestbuy card has been removed altogether, replaced with a Citi VISA account that opened in 2008?!?
Is that Citi's normal way of reporting an upgrade from store card to general-use card?
And before anyone heckles me for watching Wallethub, I know it's a FAKO score and I studiously ignore it but I get timely alerts about changes so I can keep an eye out for anything weird.
What was the balance on your account at the time of conversion and your limit? Thanks!
The balance was zero when we got notified of the change/upgrade, but I bought a couple of TVs for the new house since, so it's around $1500 on a $4800 limit.
A tradeline isn't really linked to a particular card number or account number. Or else there would have to be changes reported every time someone loses a card and needs to get a new one issued with different numbers.