Ive had my Citi Dc going on 9 months now. Took almost as long just to get the sp cli language but as of now, i couldnt get an sp increase if i painted myself blue and walked into Citi headquarters and introduced myself as Citi Man
Anyhow, i guess ive hit the point where they want to inundate my mailbox with Balance Transfer offers . Ive received 2 already this week for 0% until july 2018. With a $1200 sl, no real chance of that happening lol. Just curious on anybodies recent experiences with Citi if you would like to share. Just felt like sharing today as it is Sharing Saturday before Siti Sunday
Like you, I get them all the time. They seem to be in a battle with Barclays on who can send me the most BT checks. I have used one of their offers before as it was very convenient because they give you the option to just deposit right into your checking account.
Just like you guys, I get hammered with Citi BT offers. So much so I don't open them up most of the time. I just rip them up and throw in the trash. Glad you got your increase! Once you feel more confident with them. Don't be afraid to ask for more if you need it after receiving a SP increase.
One of the most positive things I can say about Citi is the immediate payment and restoring of that credit to your account. They're the fastest of any card companies I've dealt with.
I noticed the last few days in my phone app that a new card on the way notification. Are they upgrading these cards? My current card is a WMC.
AJC, only my TYP has 0% till 1/30/2018 BT offer. DC does not and Costco and Citi AAA both have regular APR offers...
Congrats on the CLI though..!
I just reached my one year anniversary with my DC and have been receiving BT offers from them lately. I just took them up on a 0% til 7/18 offer this evening. It was very simple and had a check deposited to my bank account.