i was lloking at citi cards and could not decide which one to app for. I want to have signup bonus and cashback ...
which one is easy card to get ?
What are your typical spending patterns? The cards have different high cash back categories. You are already hitting a lot of good cash back categories with your current cards.
Forward every day of the week, and twice on Sunday.
Since you already have two rotating 5% cards I'd go with Forward if you spend money on restaurants at all.
I'd go with the Forward as well. Like others have pointed out, you already have Discover and the Freedom. The Dividend's categories (well, IMO at least) tend to be overwhelming. This quarter (toy stores, electronics stores, and Macy's) is decent, but next quarter sucks bootyhole. The Forward gives you 5x per dollar spent at restaurants AND fast food, bookstores (it counts AMAZON.COM as a bookstore!!!), movies, and music stores. Pretty good categories if you ask me.