Citi finally seems to like me! (BT offers)

[Anonymous]

I was wondering if I was ever going to get any offers from them. Was checking my email and Informed Delivery told me I had a letter from Citi and had a link to check my balance transfer offer. Went and logged in and saw these beauties. 

0% until 2/1/2022 with 3% fee and .99% until 8/1/2022 with a 3% fee. If I needed some cheap cash, I would totally jump on this. 

[KatSoDak]

DH and I each received the 3 offers too. He may take advantage. 

This is Why I didn't PC from my Citi Simplicity card to Double Cash. I need the BT offers now and then. 

[Ficoproblems247]

Wow that's actually not too shabby!

[Anonymous]

You are lucky. I haven't seen these since March when covid hit. Congratulations 

[Anonymous]

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@Anonymous wrote:

You are lucky. I haven't seen these since March when covid hit. Congratulations 

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I've had the card since 9/2019 and this is the first offer they've given me other than I think it was $25 for signing up for autopay and having it process three times. 

[K-in-Boston]

Seems like a bit of a shorter timeline on the 0%, but glad they're back for you.  Which card product is this on?  I haven't received BT offers (only 0.99% or 1.99% new purchase promos) since I PCed my Diamond Preferred to Rewards+ when it launched.   Been thinking about PCing it back.

[AverageJoesCredit]

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@Anonymous wrote:

I was wondering if I was ever going to get any offers from them. Was checking my email and Informed Delivery told me I had a letter from Citi and had a link to check my balance transfer offer. Went and logged in and saw these beauties. 

0% until 2/1/2022 with 3% fee and .99% until 8/1/2022 with a 3% fee. If I needed some cheap cash, I would totally jump on this. 

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Happy for ya R

My Sears bt to checking offers have returned. My only lender to offer in quite awhile

[Anonymous]

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@K-in-Boston wrote:

Seems like a bit of a shorter timeline on the 0%, but glad they're back for you.  Which card product is this on?  I haven't received BT offers (only 0.99% or 1.99% new purchase promos) since I PCed my Diamond Preferred to Rewards+ when it launched.   Been thinking about PCing it back.

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The only card I have with Citi is my Rewards+ for now. I was going to PC it to Double Cash but I didn't see the point as long as I have AOD.

[Anonymous]

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@AverageJoesCredit wrote:

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@Anonymous wrote:

I was wondering if I was ever going to get any offers from them. Was checking my email and Informed Delivery told me I had a letter from Citi and had a link to check my balance transfer offer. Went and logged in and saw these beauties. 

0% until 2/1/2022 with 3% fee and .99% until 8/1/2022 with a 3% fee. If I needed some cheap cash, I would totally jump on this. 

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Happy for ya R

My Sears bt to checking offers have returned. My only lender to offer in quite awhile

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Congrats! 

[Anonymous]

Now that you mention it iI have been getting BT offers from Citi on my DP card the last couple months, was wonderign when tehy would join back into the fold as Disco has been offering them for a while. Also non related BoA actually offered a 0% BT on my KLM-Air france card, that totally took me by surprise!

Unfortunately I'm swearing off BT's at the moment in hops of getting a Morgtgage so I cannot take advantage of these nice offers.

It is nice to see them offering BT's to people again though! I just hope it doesn't cause more harm than good due to so mnay out of work.