I have two late payments with Citi from over two years ago and was curious about if there is a chance to have them removed from my reports. I've heard of GW letters and that sort of thing but am a little lost and am curious if Citi would even go for that sort of thing. it was a 30 day late and a 60 day late. They closed the account and I understand and wasn't upset about since I didn't realize what I'd done. It messes me up. It's always the reason for denial. Other than a few other things but mainly those payments. One payment was late only because I didn't realize that i wasn't paying the minimum payment.
So anybody with any experience and help would be great.