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Citi loves my loyalty,no cli but low apr offer

Community Leader
Mega Contributor

Citi loves my loyalty,no cli but low apr offer

Got an email today stating as a loyal customer, i have an offer on my DC for a promotional 1.99% on purchases until 5/1/2019 . Must activate by 10/30/18.

Lol, i cant get a cli but at least its something haha. My normal apr is 20.74 and i pif when i use my DCSmiley Wink
Message 1 of 55
54 REPLIES 54
Established Contributor

Re: Citi loves my loyalty,no cli but low apr offer

At least they kinda like you Smiley Happy That's a pretty fantastic APR as well!

Message 2 of 55
Moderator

Re: Citi loves my loyalty,no cli but low apr offer

Have you hopped on chat or called them to see whether your account is eligible for a lower permanent APR?

Even if it's 1%, take it and keep doing so until you get it to a comfortable level and beyond anything higher than 20% 😁
Message 3 of 55
Moderator

Re: Citi loves my loyalty,no cli but low apr offer

Ya I hop on chat and have had multiple 4% drops on APR on some of my Citi cards.  One one day and did the same thing next day on same card and got another 4% drop... Strange they are lol

Message 4 of 55
Established Contributor

Re: Citi loves my loyalty,no cli but low apr offer

Congratulations on the offer.

Current Scores & Increase since May 2020:

EX: 722 (+59)| TU: 737 (+77)| EQ: 741 (+96)| TU Fico 9: 704

Next Goal: Min. 740 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/20/2021| Last App: 5/27/2020
Message 5 of 55
Community Leader
Mega Contributor

Re: Citi loves my loyalty,no cli but low apr offer

Thanks. Any idea how to chat on mobile? Even when i use desktop site on mobile i never see chat.
Message 6 of 55
Moderator

Re: Citi loves my loyalty,no cli but low apr offer


@AverageJoesCredit wrote:
Thanks. Any idea how to chat on mobile? Even when i use desktop site on mobile i never see chat.

Not sure, just make sure pop-ups arent blocked?

Message 7 of 55
Community Leader
Mega Contributor

Re: Citi loves my loyalty,no cli but low apr offer

Hey CC, yeah, allowed pop ups , used desktop and was able to chat. Agent made a note that when im eligble for a lower rate oll get an email or call. Took the promo rate for now not that ill use it . Better than nothingSmiley Wink
Message 8 of 55
Valued Contributor

Re: Citi loves my loyalty,no cli but low apr offer

Congrats on the promo APR. AJC.  🥓🥓🥓


(10/05/18)
Message 9 of 55
Established Contributor

Re: Citi loves my loyalty,no cli but low apr offer

CONGRATS!!!

 

That is very cool. 



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Message 10 of 55
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