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Citi pre-qualified Simplicity and Diamond , which one should I consider ?

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Himo
Valued Member

Citi pre-qualified Simplicity and Diamond , which one should I consider ?

Hello there credit cards fellows Smiley Happy

 

So I got two pre-qulified offers from Citi for the same termes exact APR and everything , so which one you guy I should consider ? which one of these two cards gets higher limit usually ? 

 

 

 

I recenty got their DC just FYI .. Thanks 

Message 1 of 5
4 REPLIES 4
longtime_lurker
Valued Contributor

Re: Citi pre-qualified Simplicity and Diamond , which one should I consider ?


@Himo wrote:

Hello there credit cards fellows Smiley Happy

 

So I got two pre-qulified offers from Citi for the same termes exact APR and everything , so which one you guy I should consider ? which one of these two cards gets higher limit usually ? 

 

 

 

I recenty got their DC just FYI .. Thanks 


Do you have a use for BTing a balance? If not, I'd pass. 

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 2 of 5
mongstradamus
Super Contributor

Re: Citi pre-qualified Simplicity and Diamond , which one should I consider ?


@Himo wrote:

Hello there credit cards fellows Smiley Happy

 

So I got two pre-qulified offers from Citi for the same termes exact APR and everything , so which one you guy I should consider ? which one of these two cards gets higher limit usually ? 

 

 

 

I recenty got their DC just FYI .. Thanks 


I would get neither aren't they both BT cards?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 5
Himo
Valued Member

Re: Citi pre-qualified Simplicity and Diamond , which one should I consider ?

Yes I do have balance to transfer, but I am good until Aug

Message 4 of 5
longtime_lurker
Valued Contributor

Re: Citi pre-qualified Simplicity and Diamond , which one should I consider ?


@Himo wrote:

Yes I do have balance to transfer, but I am good until Aug


I mean I'd wait then? Also, check your current Citi card. I literally always have a BT offer on it. ...I'm not a big fan of trying to open a card just to BT, but that's me.

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 5 of 5
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