So I got a pre-selected mailer yesterday from Citi and decided to checkout the pre-qualify tool online. I ran it twice, first I was pre-qualified for the Citi Simplicity and then under it says "You may also be interested in these 3 cards" (all have a solid APR). The second time I did it I was pre-qualified for the Rewards+ and then under that it showed the Premier, Double Cash, and Simplicity. All show a single APR. My question is, how solid are these offers? And should I only focus on the 2 that actually say I am pre-qualified for? I am primarily interested in the Rewards+ and Double Cash. Any thoughts on which is better?
If you can meet the minimum spend requirement, maybe get a nice bonus with Premier then PC to Double Cash after a year.
I used to have Prestige, but under the current program I can't do much with TY points.
*Not sure how solid the offers are.