depends where you live. i live in west texas, & they pulled experian for us.
Experian for me (N California)
I have lots of soft inqs on Experian from Citi.
I'm in Georgia and they pulled Experian.
central texas, pulled experian every single time.
I'm in Pennsylvania and they pulled Experian
I'm shocked! After looking over the posts in this thread, it certainly looks like CITI uses EX quite a bit. I wonder when this changed?