Citi report my new CC to RCA even though I did not received card yet

[stone]

I apply a new Citi cc 16th this month and got instant approved. today i checked my credit report and found that this card was on file. I did not received actual card yet.

why citi so fast?

[Anonymous]

GECRB did the same to me with my Walmart card - was on my reports before I even had the card.

Unless you were trying to apply for credit again and didn't want the new line hurting your score, I'd say that it's good that they reported it - at least better than waiting two months with Cap One.

[john398]

Barclays does the same, I think it is so other credits know how much credit you have even though the card is not yet active

[Juan123]

i applied and got approved around the 14th. it doesnt show on my CR =/

[Anonymous]

---

@john398 wrote:

Barclays does the same

---

Yes my Barclay Card was listed on all three CRA's within one week of app, I did not even have the card yet.

[ChesterPDexter]

Doesn't it all have to do with what day your statement cuts?  I applied last week; got my card two days ago; statement cut yesterday, and it showed up on my CR today.

[Anonymous]

Creditors are jealous lovers. Like a tomcat they're marking their territory. ^_^'

[ChesterPDexter]

---

@Anonymous wrote:
Creditors are jealous lovers. Like a tomcat they're marking their territory. ^_^'

---

LOL, that's funny.  Chase did tell me that they want me to be happy to carry a Chase card and proud to have it in my wallet, the last time I spoke with them.    I guess they want it at the FRONT of my wallet, hiding all the other lowly cards I don't like as much.