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Hmm ... maybe I will respond for this card when UncleB does?
You know what happens when people get bored at work on a friday and think about the weekend or right after work and have a few drinks to relax from a tough week at work.....
@CreditCuriosity wrote:You know what happens when people get bored at work on a friday and think about the weekend or right after work and have a few drinks to relax from a tough week at work.....
It was my understanding that we're supposed to apply for cards with $550 annual fee, then start a thread 11 months later about cancelling it.
I could be wrong.
@Credit-hoarder wrote:. If it starts to get abused too bad (the rewards structure) they'll likely do like Savor and tack a $95 AF onto it by this Summer.
Like others have said, Citi is much more likely to close the accounts of abusers than do something like add an AF. An annual fee is just noise to a true MSer, you just do more to make up for it, and it would likely put off the target consumers.
It seems fairly easy with this reward structure to start determining who MIGHT be abusing, and maybe get a person to take a closer look. In previous run-ins with Citi, where they gave uncapped 5x rewards on groceries gas and drug stores, there is some wiggle room as to how much is too much to spend at a drug store, some people have really expensive drugs they buy each month. Whereas 3000 Amazon 50c gift card reloads...... "I've got a lot of friends and I want to give them all small gifts..."
It seems odd to me that they don't provide the sign up bonus to folks who recently got a Citi card with Thankyou points. It would seem that that would be a great market segment. It's precisely because I got a Premier card, and found the ThankYou points to be of value, that I would be interested in another card that gives me additional opportunities to earn ThankYou points.
@NRB525 wrote:
“I have a lot of friends I want to annoy with activation codes for $0.50 gift cards”.
Oh come on! Remember that, well, weird guy from 1st grade, who has somehow tracked you down on social media? And how happy you are to receive a 50c Amazon gift card from him?
@SouthJamaica wrote:It seems odd to me that they don't provide the sign up bonus to folks who recently got a Citi card with Thankyou points. It would seem that that would be a great market segment. It's precisely because I got a Premier card, and found the ThankYou points to be of value, that I would be interested in another card that gives me additional opportunities to earn ThankYou points.
Well unfortunately when things get abused it does ruin it for everyone, including legitimate long term customers. Sucks but I’m not surprised by the restrictions.