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@Open123 wrote:Nothing compelling?
Would you take a HP for a CLI on Discover?
I'm not taking a HP for anything until January 2015.
Citi is nothing if not persistent - they've sent me the app for the Simplicity card and the Thank You card almost on a weekly schedule. I only want the Preferred though!
I've gotten more diamond preffered pre-select letters then I can count. Been going on for around 6 months ever since my last little spree. Funny thing is the offers have gotten worse with time! Started at like 11.9% and now I get 18.99%. They're mad I've been ignoring their advances I guess? Lol
I'm actually probably going to go for a Citi card next spree in August. Just waiting for a big judgement for medical bills to fall off my TU report next month sometime so I have a perfectly clean slate on all 3 reports.
Oh Citi loves me too. If I don't get a bill in my mailbox, there's a blue envelope from citi.
This month they are pushing the 0% intro apr for 21 months on bal trans and purchases, then 11.99% variable apr.
But that apr will vary with the market based on the prime rate.Dont know, if I like that so much.
But I may use it for the 21months 0%, I have some car repair debt on another CC, that just ran out the 0% intro time.
@RockinRay wrote:
They send my wife quite a few invites - she already has the Diamond Preferred.
I never get anything from them.
LOL - my wife just got another offer yesterday! Thsi time it was for the Thank You Preferred.
@Affalterbach wrote:I've gotten more diamond preffered pre-select letters then I can count. Been going on for around 6 months ever since my last little spree. Funny thing is the offers have gotten worse with time! Started at like 11.9% and now I get 18.99%. They're mad I've been ignoring their advances I guess? Lol
I'm actually probably going to go for a Citi card next spree in August. Just waiting for a big judgement for medical bills to fall off my TU report next month sometime so I have a perfectly clean slate on all 3 reports.
Same thing happened to me lol. The bonus offers for the TY went from $400 (I think, but I couldn't find it) to $350 to $100 to none. Also the APRs kept rising.
Get them constantly. In fact, they're one of my shredder's favorite flavors.
@LS2982 wrote:Every week I got some kind of offer from them.
I have no interest in new accounts but you keep swinging a steak over a lion eventually they're gonna bite!!!!
UGH!!
Like Shogun mentioned. It's food for the shredder. Remember, your shredder gets hungry too.
@kilj0y wrote:Chase is the same way with me, I apped for CSP and approved, they send out freedom offers, I just got approved for freedom now they are sending slate offers! lol
Perhaps they have a Pokemon mentality.