Has anybody tried the citicards MTV card program which says something like you have to make little more than the minimum balance and they would in return pay you a certain amount of it back to your card back as a reward. Conditions apply any charge should not be made to the card expect for the minimun payment. And there was one thing that the representative said that eventually the credit limit will also be deecresed. So my question is that if the credit limit will be decreased as I pay and with no charges made upon using this credit card, wont this effect my fico score. Please help me out with this. Thanks in advance.