Just a random question, why is there only a handful of VISA Infinite cards out there? I would think a lot more companies would be wanting these for their top clients. (i.e. a BoA customer going to Chase to get one)
@AverageJoesCredit wrote:
Sorry Dino, this card is for the elite of us haha. @simplynoir may have got this and i know one member with really good $ and profile did too. I wanna say @K-in-Boston but my mind is off right now, need more coffeeThis card wouldnt be FOTM as most of us dont have the patience for writing a dissertation for this cc
I got the card in May and simplynoir got it last month. We both have threads in the Approvals forum.
The card as the Visa Infinite perks, but beyond that the card has additional value especially if there are AU. The $250 travel benefit extends to each AU and there are 2 x Priority Pass Select memberships. The cardholder can assign 1 or both of those memberships to an AU.
Functionally it's a good card and they did credit the SUB quickly but the website's user interface could use a subtantial overhaul.
The physical application is ~12 pages long, about half is which is informational. They focus both on income and on liquid assets.
This is not a FOTM card.
@coldfusion... great write up! Remember faintly a couple of Forum Members being approved but could not find the details. The AU can be a real plus for some folks. If I remember correctly the Bonus will drop to 30,000 points after August 1st 2019?!
Starting Score: 300
@Dinosaur wrote:@coldfusion... great write up! Remember faintly a couple of Forum Members being approved but could not find the details. The AU can be a real plus for some folks. If I remember correctly the Bonus will drop to 30,000 points after August 1st 2019?!
Thank you.
The drop to 30,000 points is my understanding as well.
I should clarify 1 point using an example - the cardholder can have 2 AU and assign 1 Priority Pass Select membership to each AU with none for themself.
@Sage512MB wrote:
Just a random question, why is there only a handful of VISA Infinite cards out there? I would think a lot more companies would be wanting these for their top clients. (i.e. a BoA customer going to Chase to get one)
Probably because they've concluded that at least for now the cost of implementing and managing such an offering wouldn't provide sufficient business value either for PR purposes or in ability to attract or retain high-value clients to justify the cost.
Chase for example has publicly shared data that the CSR is by itself still not a profitable program. IIRC even after consolidation to the CSR they still do have 1 other card offering but believe it's only offered to clients with an 8-figure minimum under asset management (I could easily be wrong here).
@swpopham wrote:Im going to our property in Nashville, for a week on thankgiving and we will stop by CNB and open an account and pick this card up while we are there. Since it looks like we will PC from citi prestige to DC once the changes take effect.
I would suggest you read through the approval threads that simplynoir and I had each posted in the Approvals section so you know what you'll want to bring with you.
You don't need to open up an account with them as a condition of applying for or obtaining the card.
Sorry @coldfusion, yeah your post jostled my memory and it was YOU. Wonder how people walk around with liquid cash🤑
. Wonder how people walk around with liquid cash🤑
@AverageJoesCredit wrote:
Sorry @coldfusion, yeah your post jostled my memory and it was YOU
No harm. No foul. No worries. 
I like being just under the radar.