@brother7 wrote:
webhopper wroteUse your PayPal Extras MasterCard
to get 2x points for all your PayPal and eBay purchases.
3x points/ $1 spent on Gas & Restaurants
2x points/ $1 spent on PayPal & eBay
1x points/ $1 spent on all other MasterCard purchases
Thank you webhopper for making me aware of this card. I've been using either Costco Trueearnings or Chase Amazon which are only 2% cash back at restaurants. Since I dine at restaurants a LOT, you may have just given me a reason to step out of the garden.
STOP Right away. PayPal points are subjected to frequent fluctuation. Its points typically worth 0.5 cent to 0.8 cent. Sometimes PayPal have 1:1 redemption on gift card during holiday (which just expired couple weeks ago btw), but most of the time it is less than 1 cent.
Your Chase Amazon is FAR better than PayPal MC.
i really wish they would actually SPIT out how much things are worth...... that's why I like Chase 1 point always = 1 penny no matter what, even Amex is being wierd with the members mall =\
if it's consistent points for groceries and gas, i would suggest the BofA Americard CashRewards
1% on purchases with the card
2% on groceries
3% on gas
no fluctuating categories
and if they still have the purchase $500 within 90 days and get $100 bonus offer, that's an extra enticement
i just got the 1-2-3- card at the end of September, purchased $500 within the first month, and already (as of yesterday) have my $100 bonus
(deposited into my bank acct).
good luck in choosing a card that's right for you 
PS - the only time i will use another card for gas is when chase freedom again offers their 5% for gas category
@Imua wrote:if it's consistent points for groceries and gas, i would suggest the BofA Americard CashRewards
1% on purchases with the card
2% on groceries
3% on gas
no fluctuating categories
and if they still have the purchase $500 within 90 days and get $100 bonus offer, that's an extra enticement
i just got the 1-2-3- card at the end of September, purchased $500 within the first month, and already (as of yesterday) have my $100 bonus
(deposited into my bank acct).
good luck in choosing a card that's right for you
PS - the only time i will use another card for gas is when chase freedom again offers their 5% for gas category
No thanks I have BOA and the 1-2-3 card is subpar to my BCP and even BCE I also got $150 for spending $1,000
I also have a CostCo Amex now at 4% gas off any gas station including CostCo , and Freedom, Sapphire etc lol
@distantarray wrote:
@Imua wrote:
good luck in choosing a card that's right for you
PS - the only time i will use another card for gas is when chase freedom again offers their 5% for gas category
No thanks I have BOA and the 1-2-3 card is subpar to my BCP
I also have a CostCo Amex now at 4% gas off any gas station including CostCo , and Freedom, Sapphire etc lol
Hey guys... my suggestions were based on the OPs scores. I'm not sure she should app for BCE with no prior amex relationship... Definately I tried to give some options that.required good but not excellent credit. Thanks for the info about those paypal points... I didn't know what point value was on the exchange of points for cash.equivalent. I love my amazon visa.... I still think its an excelled card to carry. I don't know much about citi cards so I cant really speak to the forward or other cards.
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
OP is a he 
The plan is to go to Walmart and app in store. If I am approved I will try for the PRG then Chase Amazon if the Amex is approved.
Good luck! Let us know how it turns out!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Woohoo so far im batting 1 for 1. Just apped in store at Walmart and got approved for $1600 after i had to call in verify some info although i forgot to ask if it was a Discover 
. On to the next one when i get home.
. On to the next one when i get home.
Whoo hoo! That's great! Good luck on the next one!!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Not a bad app day Got instant denial on the Amex due to the SL not showing positive yet. I tried the recon line and todl them they are current and I have documentation to prove it. They will reconsider once I fax over the docs that show im current. The Amazon card was approved for $1000 and the DW was bugging for a VS card and I was approved for $750.