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I had a Platinum for about a year and did the rewards upgrade to QS a few months back and since it's my first card and my limits I know it's bucketed. I recently applied for a new QS and was approved with SL $1000. I was thinking about waiting a year or so and close my first card with them and apply for a different one now that I seem to be more credit worthy. I just wasn't sure if it's possible and I know I'm supposed to keep my oldest open. I figured as long as I'm not doing anything big in the next few years losing the age wouldn't be that bad of a trade to toss a $400 starting card. Looking for everyone's opinions on this. Not anytime soon but down the road would it be an ok choice or should I just keep my little plastic bucket that opened doors for me?
@Anonymous wrote:I had a Platinum for about a year and did the rewards upgrade to QS a few months back and since it's my first card and my limits I know it's bucketed. I recently applied for a new QS and was approved with SL $1000. I was thinking about waiting a year or so and close my first card with them and apply for a different one now that I seem to be more credit worthy. I just wasn't sure if it's possible and I know I'm supposed to keep my oldest open. I figured as long as I'm not doing anything big in the next few years losing the age wouldn't be that bad of a trade to toss a $400 starting card. Looking for everyone's opinions on this. Not anytime soon but down the road would it be an ok choice or should I just keep my little plastic bucket that opened doors for me?
Presumably there's no annual fee on it any more, since it's been upgraded. If that's the case, I see no reason to close it.
Sock drawer it! Put a tiny purchase every few months. You have a thin file and it's no AF.
I never had any fees
@SouthJamaica wrote:
@Anonymous wrote:I had a Platinum for about a year and did the rewards upgrade to QS a few months back and since it's my first card and my limits I know it's bucketed. I recently applied for a new QS and was approved with SL $1000. I was thinking about waiting a year or so and close my first card with them and apply for a different one now that I seem to be more credit worthy. I just wasn't sure if it's possible and I know I'm supposed to keep my oldest open. I figured as long as I'm not doing anything big in the next few years losing the age wouldn't be that bad of a trade to toss a $400 starting card. Looking for everyone's opinions on this. Not anytime soon but down the road would it be an ok choice or should I just keep my little plastic bucket that opened doors for me?
Presumably there's no annual fee on it any more, since it's been upgraded. If that's the case, I see no reason to close it.