Close Capital One QuickSilverOne?

[Anonymous]

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@Anonymous wrote:

What was your credit score at the time you were approved for the QS1?  If it was anything sub-650 or so, the reason you can't grow the card is because it is and will always be viewed as a starter account.  Typically starter accounts peak out around $2000-$3000, but often don't even make it to that level.

I know you also said it's been at a $0 balance for 3 months now.  By saying $0 balance, do you mean you paid it off 3-4 months ago and haven't used it since, or you have been using it but paying it off to $0 each cycle?  If you haven't been using the card for 3-4 months, asking for a CLI more than likely won't work because you aren't showing them that you need a CLI due to non-use. 

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Actually, I just went back and checked. I used it almost a 1 1/2 months ago. I had charged a hotel stay and paid it off before the statement cut. Also, unfortunately, it is one of my oldest cards so I am leary about closing it, but am very frustrated with them and don't really want to give the business if there is no value in it for me.

[Anonymous]

Thanks for the advice! I have tried the link that is posted in the forums to see if my card is eligible for a PC and it is not. I have also called them directly and asked for a manual review for PC and CLI and never heard back from them with any results.

[Blackswizz750]

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@Anonymous wrote:

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@Blackswizz750I am thinking the same thing on Cap1. My first card was a QS1 and the second a platinum. I want to merge to at least get a decent limit and use it. The GM card is not being increased at this time as I cant combo it(co-brand it).

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Your best bet would be to PC one of them, say the platinum, to a QS first.  Then after doing that, combine your limit from the QS1 to the QS and close out the QS1.

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I will definitely do that. I put non category spend on the QS1 and platinum(small purchases). The PLat is one month younger than my QS1. It should hurt me too bad once I PC and combine. I dont know if I have to wait 6 months aftert the PC and keep the donor card at zero when its time.