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Should I close out my simplicity card if I have the AA Personal and Business cards in mind for the next app time? Don't really use it. Util across all accounts is 2% so it shouldnt make much difference. Opened it last May.
@revvystoke wrote:Should I close out my simplicity card if I have the AA Personal and Business cards in mind for the next app time? Don't really use it. Util across all accounts is 2% so it shouldnt make much difference. Opened it last May.
I love Citi, but Simplicity seems like a fairly basic card. See if they'll move the CL, at least?
@longtime_lurker wrote:
@revvystoke wrote:Should I close out my simplicity card if I have the AA Personal and Business cards in mind for the next app time? Don't really use it. Util across all accounts is 2% so it shouldnt make much difference. Opened it last May.
I love Citi, but Simplicity seems like a fairly basic card. See if they'll move the CL, at least?
Simplicity is the Chase Slate equivelent. It serves a purpose.
Lots of people on here say Citi won't budge on moving credit limits.
Some people have had CL's moved, some people haven't. Luck of the draw.
@H4LO wrote:
@longtime_lurker wrote:
@revvystoke wrote:Should I close out my simplicity card if I have the AA Personal and Business cards in mind for the next app time? Don't really use it. Util across all accounts is 2% so it shouldnt make much difference. Opened it last May.
I love Citi, but Simplicity seems like a fairly basic card. See if they'll move the CL, at least?
Simplicity is the Chase Slate equivelent. It serves a purpose.
Ah looking at it, I can tell. Makes sense - they want some of that BT business!
@revvystoke wrote:Should I close out my simplicity card if I have the AA Personal and Business cards in mind for the next app time? Don't really use it. Util across all accounts is 2% so it shouldnt make much difference. Opened it last May.
just keep it for now.
If they're not willing to extend you more credit, then offer to close out the account or reduce your Simplicity's CL.