No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hi and welcome @Anonymous
Close it.
Although it is VERY likely that my opinion is to close the card, to give a complete answer it would be helpful to know what other credit products you have, and their limits and balances, as well as your general FICO scores.
Also, yes, close it.
Well, yes, paying off the AF would count like any other payment. BUT I wouldn’t hesitate to close that card. Close it and move on to better things.
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000
Like everyone else, I would get rid of it ASAP!
I am with the consensus and concur, close that puppy down. Your card has served its purpose.
@Anonymous wrote:
I pay about $8/month fee (AF broken into 12 pays).
I'm not sure how that AF works with monthly pymts. but once you close it you need to keep logging in and checking to make sure the AF doesn't sneak onto your acct. I'd watch it until the full year is up and maybe then some. Even if CSR tells you you're fine; still watch it. And yes, chunk the mutha