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Just curious, have any of you who had your tradeline removed after closing your account, ever file a complain with the CRAs ? This sounds like a violation of the FCRA
@Meanmchine wrote:Just curious, have any of you who had your tradeline removed after closing your account, ever file a complain with the CRAs ? This sounds like a violation of the FCRA
The mandate is that information is reported accurately, but AFAIK, there is no mandate to report any information.
But yes, the removal of the TL is unusual. I closed my Credit One account 3 years ago and its still on all my CRs.
Im not sure about that. I know CRAs dislike PFD because it circumvents the 7 year reporting requirement. There is a difference when dealing with a hidden tradeline that has never reported to the malicious altering of a customers file. While there is no requirement thst all account be reported to CRAs, IMO once they do report, they should be goverend to the 7/10 year reporting requirements. Just my 2 cents If it were me, Id be filing complaints