Closed Last Subprime Card

[bigseegar]

So I called this morning to close my last subprime card from my hard rebuild that I started 3 years ago. Surge Mastercard that was 2 years old and the AF of $99 was about to hit in a couple weeks and while the CL was only $2,000. Had not used the card since sometime in 2021. While it did help my rebuild and for that I'm grateful it truly is a predatory lender. The thing I liked best about the call to close it though was a toss up between the dogs barking and the rooster crowing loudly in the background 

[coldfusion]

I'm now used to dogs barking/cats meowing and young children coming in to ask mommy or daddy a question but the rooster crowing is a new one 😂

[OmarGB9]

Interesting anecdote about the background noise.  But congrats on closing the last one!

[coreyb80]

Congrats! I have this card and definitely will be closing it out at the end of year.  

[difringe]

Congratulations on the next step of your credit journey!

[Drifter73]

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@bigseegar wrote:

So I called this morning to close my last subprime card from my hard rebuild that I started 3 years ago. Surge Mastercard that was 2 years old and the AF of $99 was about to hit in a couple weeks and while the CL was only $2,000. Had not used the card since sometime in 2021. While it did help my rebuild and for that I'm grateful it truly is a predatory lender. The thing I liked best about the call to close it though was a toss up between the dogs barking and the rooster crowing loudly in the background 

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Curious, how many points did your scores drop when the closure reported (if any)?

[Trini88]

Congratulations 🎊🎉. Last person I spoke to

on the phone sounded like they were hiding in the restroom from their kids. Sound kept echoing and I heard the kids harassing her by the door 😂

[LADave]

Congratulations on this big move in your rebuild!

[SouthJamaica]

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@bigseegar wrote:

So I called this morning to close my last subprime card from my hard rebuild that I started 3 years ago. Surge Mastercard that was 2 years old and the AF of $99 was about to hit in a couple weeks and while the CL was only $2,000. Had not used the card since sometime in 2021. While it did help my rebuild and for that I'm grateful it truly is a predatory lender. The thing I liked best about the call to close it though was a toss up between the dogs barking and the rooster crowing loudly in the background 

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Congratulations on reaching this milestone.

[Suzette2]

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@bigseegar wrote:

So I called this morning to close my last subprime card from my hard rebuild that I started 3 years ago. Surge Mastercard that was 2 years old and the AF of $99 was about to hit in a couple weeks and while the CL was only $2,000. Had not used the card since sometime in 2021. While it did help my rebuild and for that I'm grateful it truly is a predatory lender. The thing I liked best about the call to close it though was a toss up between the dogs barking and the rooster crowing loudly in the background 

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The dogs and rooster were a nice touch: BRAVO on that and also closing!