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@Jnbmom wrote:
Yes I agree No better place to be then debt free.
Also it's great to close those cards. I remember when I closed my FP, the guy actually tried to explain FICO to me and asked if I knew how it worked and that closing my card would most definitely hurt my score😂
I replied how so, he went on with closing my account would hurt my age, umm no and that I would be losing some utilization, umm what my 750 limit again NO. He finally just said ok ma'am I will close it.
Giving me a lesson in FICO, yeah ok 😞
At least you were gracious enough to listen to his spiel 😂🤣😂🤣
@M_Smart007 wrote:
That is one Huge Hurdle, you have Conquered!
I am sorry to say I know exactly where you got your user name from....anyone who does remember, is old as dirt...agent 99.
@sarge12 wrote:
@M_Smart007 wrote:
That is one Huge Hurdle, you have Conquered!
I am sorry to say I know exactly where you got your user name from....anyone who does remember, is old as dirt...agent 99.
Hush your mouth! I remember it as well, and I'm in my early 40s... I certainly do not consider that "old as dirt." They used to play Get Smart reruns on TV all the time when I was a kid, and I used to always watch them. Loved the shoe phone and the cone of silence.
Awesome!!! Congrats on your credit success!!!
@Anonymous wrote:
@sarge12 wrote:
@M_Smart007 wrote:
That is one Huge Hurdle, you have Conquered!
I am sorry to say I know exactly where you got your user name from....anyone who does remember, is old as dirt...agent 99.
Hush your mouth! I remember it as well, and I'm in my early 40s... I certainly do not consider that "old as dirt." They used to play Get Smart reruns on TV all the time when I was a kid, and I used to always watch them. Loved the shoe phone and the cone of silence.
I saw them new...
@CreditInspired wrote:
@Jnbmom wrote:
Yes I agree No better place to be then debt free.
Also it's great to close those cards. I remember when I closed my FP, the guy actually tried to explain FICO to me and asked if I knew how it worked and that closing my card would most definitely hurt my score😂
I replied how so, he went on with closing my account would hurt my age, umm no and that I would be losing some utilization, umm what my 750 limit again NO. He finally just said ok ma'am I will close it.
Giving me a lesson in FICO, yeah ok 😞At least you were gracious enough to listen to his spiel 😂🤣😂🤣
Now don't have card withdrawal and go back and try to reopen accounts. Usually I have a withdrawal period and have to tape my fingers so I can't type something foolish.
the help shared here is just over the top ,, congrats on your sucsess
What a great feeling!! CONGRATS!!!
@CreditInspired wrote:
@Jnbmom wrote:
Yes I agree No better place to be then debt free.
Also it's great to close those cards. I remember when I closed my FP, the guy actually tried to explain FICO to me and asked if I knew how it worked and that closing my card would most definitely hurt my score😂
I replied how so, he went on with closing my account would hurt my age, umm no and that I would be losing some utilization, umm what my 750 limit again NO. He finally just said ok ma'am I will close it.
Giving me a lesson in FICO, yeah ok 😞At least you were gracious enough to listen to his spiel 😂🤣😂🤣
Yes he kinda didn't give me a choice kept talking and talking could hardly get a word in so I decided to play along 😁