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Closed all my subprime cards yesterday. Officially rebuilt, and in the garden!

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Re: Closed all my subprime cards yesterday. Officially rebuilt, and in the garden!


@Dinosaur wrote:

@CreditInspired wrote:

@Jnbmom wrote:
Yes I agree No better place to be then debt free.

Also it's great to close those cards. I remember when I closed my FP, the guy actually tried to explain FICO to me and asked if I knew how it worked and that closing my card would most definitely hurt my score😂

I replied how so, he went on with closing my account would hurt my age, umm no and that I would be losing some utilization, umm what my 750 limit again NO. He finally just said ok ma'am I will close it.

Giving me a lesson in FICO, yeah ok 😞

At least you were gracious enough to listen to his spiel 😂🤣😂🤣


Now don't have card withdrawal and go back and try to reopen accounts. Usually I have a withdrawal period and have to tape my fingers so I can't type something foolish. Smiley Embarassed


Oh yes the card replacement anxiety,  I suffer from that too😂

Message 21 of 22
New Contributor

Re: Closed all my subprime cards yesterday. Officially rebuilt, and in the garden!

Nope. Done and dusted forever I hope! Smiley Happy
Dec-2018 EQ-695 TU-688 EX-696
UTIL: 2%
BK: 2013 Rebuilding after BK




Message 22 of 22
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