@Jnbmom wrote: Yes I agree No better place to be then debt free.
Also it's great to close those cards. I remember when I closed my FP, the guy actually tried to explain FICO to me and asked if I knew how it worked and that closing my card would most definitely hurt my score😂
I replied how so, he went on with closing my account would hurt my age, umm no and that I would be losing some utilization, umm what my 750 limit again NO. He finally just said ok ma'am I will close it.
Giving me a lesson in FICO, yeah ok 😞
At least you were gracious enough to listen to his spiel 😂🤣😂🤣
Now don't have card withdrawal and go back and try to reopen accounts. Usually I have a withdrawal period and have to tape my fingers so I can't type something foolish.
Oh yes the card replacement anxiety, I suffer from that too😂