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Closed another one.... Car Credit

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Community Leader
Valued Contributor

Closed another one.... Car Credit

Well I have had this card from Synchrony for about a year 10K limit and honestly never used the darn thing.  So I decided today was the day and I closed it.  Since I have hit my "wall" with Snychrony I decided to get rid of it. I still have a few more to trim down, comtemplating Wayfair and my Synch Care credit, neither gets much use as my daughter has completed her dental work and just don't get much from Wayfair anymore.  Will sit or these for a few and then decide.

 

 

Message 1 of 37
36 REPLIES 36
Valued Contributor

Re: Closed another one.... Car Credit


@Jnbmom wrote:

  Since I have hit my "wall" with Snychrony I decided to get rid of it. 

 

 


Congrats!  I hit my wall (knee high wall) and decided to unload all of my Synch....so, don't blame ya.

Starting Score: 579
Current Score: 744
Goal Score: 850


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Message 2 of 37
Community Leader
Super Contributor

Re: Closed another one.... Car Credit

🎶 ANOTHER ONE! THE BEST MUSIC....DJ KHALID!🎶 😁
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Team Pendread Anonymous
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Message 3 of 37
Regular Contributor

Re: Closed another one.... Car Credit

What a blessing it is to close out $10K to $20K cards. Hopefully this time next year I will be doing the same and going after the majors. I’m right about 9% utilization right now just trying to stay under 10.


Message 4 of 37
Community Leader
Senior Contributor

Re: Closed another one.... Car Credit


@Jnbmom wrote:

Well I have had this card from Synchrony for about a year 10K limit and honestly never used the darn thing.  So I decided today was the day and I closed it.  Since I have hit my "wall" with Snychrony I decided to get rid of it. I still have a few more to trim down, comtemplating Wayfair and my Synch Care credit, neither gets much use as my daughter has completed her dental work and just don't get much from Wayfair anymore.  Will sit or these for a few and then decide.

 

 


I've always wondered what space the Car Credit card fit into.  I've never seen it advertised at the dealer or anywhere for that matter.  I'm one of those guys who makes sure my cars never miss a beat as far as maintenance so I would have certainly made use of the special financing.

 

Congrats on ditching it though...especially since you said you didn't have much use for it.  

Message 5 of 37
Community Leader
Senior Contributor

Re: Closed another one.... Car Credit


@Loquat wrote:

@Jnbmom wrote:

Well I have had this card from Synchrony for about a year 10K limit and honestly never used the darn thing.  So I decided today was the day and I closed it.  Since I have hit my "wall" with Snychrony I decided to get rid of it. I still have a few more to trim down, comtemplating Wayfair and my Synch Care credit, neither gets much use as my daughter has completed her dental work and just don't get much from Wayfair anymore.  Will sit or these for a few and then decide.

 

 


I've always wondered what space the Car Credit card fit into.  I've never seen it advertised at the dealer or anywhere for that matter.  I'm one of those guys who makes sure my cars never miss a beat as far as maintenance so I would have certainly made use of the special financing.

 

Congrats on ditching it though...especially since you said you didn't have much use for it.  


I think jnbmom meant Care Credit. Typo Smiley Very HappySmiley Very Happy

GOALS: Garden til APR 2020 and 800 Club

GIRL WILLPOWER ("No Thanks" to Apple $7.5K, 12.99% Approval)


JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 6 of 37
Community Leader
Super Contributor

Re: Closed another one.... Car Credit

No Sync Car One is different than Care Credit. It can be used at over 500000 auto places, gas stations, etc and i have it, the PepBoys version. Has good promos, crazy high apr but thats why you pif or use a promo. I like that i can go into a Shell and put in gas or buy some milk , its a nice featureSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 7 of 37
Valued Contributor

Re: Closed another one.... Car Credit


@AverageJoesCredit wrote:
No Sync Car One is different than Care Credit. It can be used at over 500000 auto places, gas stations, etc and i have it, the PepBoys version. Has good promos, crazy high apr but thats why you pif or use a promo. I like that i can go into a Shell and put in gas or buy some milk , its a nice featureSmiley Wink

How did you get the PepBoys version? Apply online or in store?

Starting Score: 579
Current Score: 744
Goal Score: 850


Take the myFICO Fitness Challenge

Rebuild Oct. 2018
"My Take Home Pay Don't Take Me Home"

Synovus Tloc/Savor/Venture-AU/DiscoCB/DiscoChrome/Sportsman's Guide Visa-AU/GoodSam's Visa/Lowe's Pro & Lowe's Advantage-AU/Home Depot-AU/Spark-AU/Staples
Message 8 of 37
Community Leader
Senior Contributor

Re: Closed another one.... Car Credit


@AverageJoesCredit wrote:
No Sync Car One is different than Care Credit. It can be used at over 500000 auto places, gas stations, etc and i have it, the PepBoys version. Has good promos, crazy high apr but thats why you pif or use a promo. I like that i can go into a Shell and put in gas or buy some milk , its a nice featureSmiley Wink

@AverageJoesCreditDo you know if this a card that dealers accept?

Message 9 of 37
Community Leader
Senior Contributor

Re: Closed another one.... Car Credit


@AverageJoesCredit wrote:
No Sync Car One is different than Care Credit. It can be used at over 500000 auto places, gas stations, etc and i have it, the PepBoys version. Has good promos, crazy high apr but thats why you pif or use a promo. I like that i can go into a Shell and put in gas or buy some milk , its a nice featureSmiley Wink

Oh Wow, I need some coffee!! Since jnbmom also mentioned daughter's dental work, I totally missed the Sync Care Credit part. Good catch ajc. I love keeping my peeps on their toes. Smiley Very HappySmiley Very Happy

GOALS: Garden til APR 2020 and 800 Club

GIRL WILLPOWER ("No Thanks" to Apple $7.5K, 12.99% Approval)


JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 10 of 37
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