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Hi all. I opened an AU account under my fathers Amex green card this past december in attempts to help my credit. A few days after i was approved for a cc from BoA and one from CapOne. I also opened a store card. Before these cards I only had installment loans and no revolving lines. My credit score went up 30-40 points when the personal accounts reported but dropped 10-15 points when the AU charge card reported. The card always has a balance when it reports but i know that wont affect my score bc im AU. My question is: will it help my score if I close the AU account? This account is only 2 months old, will closing it increase my AAoA? I have 5 installment loans 4-5 years old and with the 3 new personal and 1 new AU it has dropped to 2Years 9 Mo.