Co-branded Credit Card Usage

[Anonymous]

Short question: is my CC in danger from lack of use?

Long question: About five years ago, I used the SCT and  was approved for a Comenity Sportsmans Guide Visa. Over the years I have purchased a few things from the retailer, but it's been two years. I have a couple of minor charges billed to the card every month. Now and then I take the card out and charge a pizza or something similar to mix it up. Always PIF. My concern is does the retailer looking at my lack of in house spend? My CL is $15.5k, so it's not an account that I want to close.

Any input would be appreciated.

[K-in-Boston]

No.  The card issuer handles lending decisions like that.  As long as it's seeing use that satisfies the card issuer, you are fine.  A few reports of people who have never used their SG card for anything other than ultra cheap balance transfers in fact!

[M_Smart007]

Hi @Anonymous , My thoughts are, if they have not CLD'd you by now.. they probably won't. JMHO

[Anonymous]

Thank you @K-in-Boston and @M_Smart007 . I was hoping all would be well with the CC. I also thought about those with a Citi Sears MC. Figured a lot of those cards aren't getting in house use either.

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