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Cocktail lounge credit card category

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red259
Super Contributor

Cocktail lounge credit card category

I'm going to go to some lounges tonight and wanted to know what they may be classified as by credit card companies. One is a lobby lounge in a five star hotel and the other is a speakeasy that serves some food and is upstairs from a restaurant. I have one card tat will give me 10x per dollar on restaurant spend, one that will give me 3x on hotel and another that I am trying to earn a bonus on so I would put unbonused spend on. Anyone know?

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Cocktail lounge credit card category

The one in the hotel could be hotel. Or restaurant or drinking places (bars, etc). The speakeasy is probably restuarant or drinking places. Depending on card, dining may includedrinking places, but many don't. Always YMMV.
Message 2 of 6
red259
Super Contributor

Re: Cocktail lounge credit card category


@Anonymous wrote:
The one in the hotel could be hotel. Or restaurant or drinking places (bars, etc). The speakeasy is probably restuarant or drinking places. Depending on card, dining may includedrinking places, but many don't. Always YMMV.

For the dining bonus it would be for my business amex blue card. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 3 of 6
wasCB14
Super Contributor

Re: Cocktail lounge credit card category

I've encountered some weird merchant classifications before...weird enough to know that, without even knowing the names of the places, no one here can give you a definitive answer.

 

Do you have anything like CSR, CSP, or Prestige that gives bonus points on both dining and hotels?

 

In your shoes, I'd use the restaurant card and just hope for the best.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 4 of 6
red259
Super Contributor

Re: Cocktail lounge credit card category


@wasCB14 wrote:

I've encountered some weird merchant classifications before...weird enough to know that, without even knowing the names of the places, no one here can give you a definitive answer.

 

Do you have anything like CSR, CSP, or Prestige that gives bonus points on both dining and hotels?

 

In your shoes, I'd use the restaurant card and just hope for the best.


Yea I have the CSR. Going to a lounge at the Mandarin Oriental.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 5 of 6
red259
Super Contributor

Re: Cocktail lounge credit card category

Just an update to provide a datapoint. The lobby bar at the mandarin oriental in NYC was considered a restaurant by amex, so I got lucky with using the appropriate card. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 6 of 6
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