Comenity Bank Cards not reporting??

[bridgetkaryn]

I have 2 Store cards with Comenity Bank, Ann Taylor Loft and NY& Co. I use them sporatically as I have been trying NOT to shop and to save... Both cards haven't reported a balance/payment etc for the last 5 months... I am mortgage shopping and I think having them report would boost my score a bit... I want them to report but I don't want them to report a balance...

Any ideas on how to get this to happen? Buy things and pay them off prior to the statement date? What is my best plan of action here? 

[gdale6]

Comenity store cards must be used to update the CR, just buy something cheap, pay before stmt cuts and it will update to current time.

[alvon123]

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@gdale6 wrote:

Comenity store cards must be used to update the CR, just buy something cheap, pay before stmt cuts and it will update to current time.

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+1

[CreditMagic7]

VS long since PIF 3 months ago still shows my original balance on my CR. This week i ordered something again at an even lower price just to hopefully get them reporting again. I wouldn't mind doing some larger business with them occasionally so long as they get off the pot and update the CRA more often.

[Anonymous]

Will all my comenity cards, I usually leave less than .50 cents as a balance prior to the statement post date. This triggers the statement to generate and still report a $0.00 bal to credit bureaus. Good luck!

[Anonymous]

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@Anonymous wrote:

Will all my comenity cards, I usually leave less than .50 cents as a balance prior to the statement post date. This triggers the statement to generate and still report a $0.00 bal to credit bureaus. Good luck!

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Good to know, I will use this technique with my HSN card.  I already do this for Walmart, and will have to do so in the future with BoA since it has generated no Statmeent for me  this month since I PIF before hand.  I thought it would show the transactions of the month but NO.

[injustifiiable]

+100 

Especially if you've had a CLI recently. I have a few cards that I don't use often but got CLI on anyway...CLI wouldn't get reported unless there was some use....

If you really don't want to buy anything for real...you can always do a purchase and return. Should still generate a statement with a zero balance that should report. I haven't personally tried this method yet but have heard it works on other boards.

[CreditMagic7]

I tried that with Brylane Home. I actually wanted the motion detection soap dispenser i ordered but the darn thing didn't work.

Returned it but still obligated for the small return shipping fee. Pffft.

[Anonymous]

That's why Amazon is your friend, they even send UPS to pick it up at your place, for free.

[CreditMagic7]