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Comenity Bank?

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Hightechredneck
Frequent Contributor
‎10-03-2012 11:29 AM
‎10-03-2012 11:29 AM

Comenity Bank?

Anyone have any experience with this? They issue the Sportsman's Guide Visa, never heard of them

Message 1 of 23
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22 REPLIES 22
rtw
Established Contributor
‎10-03-2012 11:39 AM
‎10-03-2012 11:39 AM

Re: Comenity Bank?

Just know that's the new name of WFNN that issues Victoria's Secret, J. Crew among others. Name change just switched on my CR.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 2 of 23
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Hightechredneck
Frequent Contributor
‎10-03-2012 11:41 AM
‎10-03-2012 11:41 AM

Re: Comenity Bank?

Cool, I'm in gardening mode right now but plotting my next steps

Message 3 of 23
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bribro
Valued Contributor
‎10-03-2012 11:53 AM
‎10-03-2012 11:53 AM

Re: Comenity Bank?

They also handle the credit card for Express (clothing store).

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 4 of 23
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rtw
Established Contributor
‎10-03-2012 12:16 PM
‎10-03-2012 12:16 PM

Re: Comenity Bank?

The Limited also.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 5 of 23
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wreith
Frequent Contributor
‎10-03-2012 01:23 PM
‎10-03-2012 01:23 PM

Re: Comenity Bank?

They handle my HSN card.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 6 of 23
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WhiteCollar
Established Contributor
‎10-03-2012 01:31 PM
‎10-03-2012 01:31 PM

Re: Comenity Bank?

Victoria's Secret too. No issues thus far. 

Message 7 of 23
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Hightechredneck
Frequent Contributor
‎10-03-2012 01:33 PM
‎10-03-2012 01:33 PM

Re: Comenity Bank?

I don't know if this is going to be a good intermediate step, I think I'll just garden for a while and wait till I get all 3 close to 700 again

Message 8 of 23
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pinoyscorpion951
New Contributor
‎10-03-2012 02:12 PM
‎10-03-2012 02:12 PM

Re: Comenity Bank?

Comenity Bank used to be called World Financial Network National Bank. I went on an app spree in august and got apporved for 4 of their cards using the checkout method. Soft pull on all the apps. Approved for Victorias Secret, J. Crew, Buckle and One Stop Plus. Wound up regretting it though because although they were all soft pulls, my AAoA took a dip. Our household shops at all of them except for One Stop. I shop and then PIF. I'm in gardening mode until the end of 2013.

Message 9 of 23
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ready13
New Contributor
‎10-13-2012 07:48 PM
‎10-13-2012 07:48 PM

Re: Comenity Bank?

Well i know that Comenity Bank was formerly known as World Financial Bank who did accounts with a lot of retail companies. I believe they just switched over about 1-2 months ago and have updated their website, which looks really cool now its way more up to date has a lot of web based features for the accounts managed through them. Anyhow hope that helped.Smiley Wink

Message 10 of 23
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