cancel
Showing results for 
Search instead for 
Did you mean: 

Comenity Cli

Highlighted
Valued Member

Comenity Cli

How often do most Comenity Credit Accounts give CLI and are they all hard pulls?

Message 1 of 8
7 REPLIES 7
Highlighted
Regular Contributor

Re: Comenity Cli

I think every account is different but I seem to be on a 61 day cycle with them for all my accounts. It's a soft pull in my experience 

Message 2 of 8
Highlighted
Frequent Contributor

Re: Comenity Cli

I think they're softpulls from what I can tell with my Farmers Visa card. I asked for a CLI in December and was denied. Didn't see a hard pull.

My Current Active Credit Cards






My Members Only Loans And Banks

Message 3 of 8
Highlighted
Senior Contributor

Re: Comenity Cli


@Johnmccoy2710 wrote:

How often do most Comenity Credit Accounts give CLI and are they all hard pulls?


What card do you have....they are different depending on 1. your profile of course 2. whether it's a major (visa/mc) or the store card version.  There is a link here:  https://ficoforums.myfico.com/t5/Credit-Card-Applications/Comenity-CLI-HP-SP-Data-Points/m-p/5533312... to get you to @ImTheDevil 's thread "Comenity Cli hp/sp dp's."  Good luck and if you win one post in ^^^ that thread to give us some dp's to go on.

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 4 of 8
Highlighted
Regular Contributor

Re: Comenity Cli

Just did a test. I got a Wayfair Card with the SCT about 3 weeks ago and got a $3500 SL. Just signed on, hit the CLI button, and instant increase to $4300. Must've been a SP since my 3000 credit monitoring services didn't just light up like a Christmas tree. 

Message 5 of 8
Highlighted
Regular Contributor

Re: Comenity Cli

It depends on the card I have a Wayfair Credit Card and I got a SP cli last most to $3,500. 



Things to do in 2020:
1. Pay off and get rid of Credit One.(Pay off done! Now to close it.)
2.Removal of late payments with my mortgage company.(I am currently working on this.)
3.Personal Loan through Navy Federal for payoff of HELOC or mortgage refinance Membership was approved.
Closed Cards/Accounts:
Message 6 of 8
Highlighted
Valued Member

Re: Comenity Cli

I have the Good Sams rewards Visa

 

Message 7 of 8
Highlighted
Senior Contributor

Re: Comenity Cli


@Johnmccoy2710 wrote:

I have the Good Sams rewards Visa

 


I'd start requesting around a week after the 4th stmt. cuts.  Dp's indicate that after the 6th stmt. cuts you'll receive a sp cli.  I received a sizeable cli (sp $4k) after my 4th stmt.  It's ymmv like every other card on the planet.  

If you get the hint/language they may need to pull ur cr just back out and wait a couple weeks and try again.

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.