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NUTS NUTS.... I opened 5 Commenity accounts in one day. All closed within two weeks. Too much inquiry? Got too greedy?
Toyoyta Visa hard pull $5000
Sportsman Guide Visa soft pull/shopping cart trick $3000
Camping WOrld Visa hard pull $1500
Overstock Credit Card soft pull/shoppping cart trick $3000
ZALES $2500 HARD PULL
$15000 credit gone!!!
Here's what I had prior to the cards above (credit usage 31%):
Chase Freedom $3500
JC Pennys $4500
Applied Bank $425
Secured Capitol One Platinum MC $500
TU 720, EQ 720, EX 650
Not only did I get all my Comeninity Cards taken away. For applying my scores went down to:
TU 683, EQ 683, EX 637
Would Comenity taken away all my cards had I applied for one instead of 5? I suppose I can try again in 6 months?
@Anonymous wrote:NUTS NUTS.... I opened 5 Commenity accounts in one day. All closed within two weeks. Too much inquiry? Got too greedy?
Toyoyta Visa hard pull $5000
Sportsman Guide Visa soft pull/shopping cart trick $3000
Camping WOrld Visa hard pull $1500
Overstock Credit Card soft pull/shoppping cart trick $3000
ZALES $2500 HARD PULL
$15000 credit gone!!!
Here's what I had prior to the cards above (credit usage 31%):
Chase Freedom $3500
JC Pennys $4500
Applied Bank $425
Secured Capitol One Platinum MC $500
TU 720, EQ 720, EX 650
Not only did I get all my Comeninity Cards taken away. For applying my scores went down to:
TU 683, EQ 683, EX 637
Would Comenity taken away all my cards had I applied for one instead of 5? I suppose I can try again in 6 months?
In answer to your first question, they would not. Five apps in one day scared the you-know-what out of them. Don't try again.
@Anonymous
I moved tour your post to its own thread so that you can get replies specifically to your situation.
5 new cards is overboard. Stay away from commenity
For some reason it only seems to be the Visa's, you can do 3 or 4 store cards of theirs with no issue in one day and all with SP's. you would think the system with taking HP's could fix this situation before they approve if it's such an issue to them! They are the dumbest bank sometimes with some of the shadiest acts but they can also be the most fun to play with the crazy computer system... I mean when you can have $30k on a store card that you have spent $6 on or a $30k+ Jcrew card the bank is wack!
The real,question if you have 720'scores and have approved by a major bank like Chase why are you messing with comenity Visa cards. With 720 TU get a Barclays or Bank of America card. With 720 equifax get a PenFed card.
@trant3 wrote:5 new cards is overboard. Stay away from commenity
Yep...its best to leave that kind of shot gun apping to the pro's lol
@Creditaddict wrote:For some reason it only seems to be the Visa's, you can do 3 or 4 store cards of theirs with no issue in one day and all with SP's. you would think the system with taking HP's could fix this situation before they approve if it's such an issue to them! They are the dumbest bank sometimes with some of the shadiest acts but they can also be the most fun to play with the crazy computer system... I mean when you can have $30k on a store card that you have spent $6 on or a $30k+ Jcrew card the bank is wack!
+1...CA beat me to the punch.
Sorry that happened to you OP, but Comenity doesnt like app spress on the major cards...The dont even like a one app much less 5 in one day. They have really cracked down hard the last 2 years, even on their store cards. Next time do some research on the forums before going on sprees, we could have told you not too, and the 95% chance you'd be approved, but shut down within a few weeks later.