Comenity Credit Card List

[Joteism]

After reading this thread, I decided to try the shopping cart trick at Express... *drum rolls* Lo and behold - I got approved for $500!

My first EVER store card!

You guys rock!

[LaGala]

This bank is full of boo boo!!!!!! Give me some cards and took them right back due I didn't answer some question that don't concern me !!!!! Never will use or tell nobody about them!!!! All that hits on my credit for nothing!!!!!!!!

[new_earth]

Took them back? Are you sure they didn't say you were on security freeze until you mail in ID? That happened to me. I took out quite a few within a short time period and they ended up freezing them all until I called and asked what was going on, they asked me security questions and I got a few wrong, so I had to mail in my photo ID, SS card and a utility bill. They are all fine now and the freeze was released....you might want to call and ask if they are just saying you are on a freeze until you mail in ID. I hated it too, but it's really good for US too that they are watching for identity fraud.

Also if you used the shopping cart trick, they are not affecting your inquiries on your reports. they are soft pulls.

[starry1]

Which bureau does Comenity pull?

[new_earth]

experian. try shopping cart trick instead of full application.

[asphaltcowboy]

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@starry1 wrote:

Which bureau does Comenity pull?

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I live in Indiana and they pulled EQ on me was also hard pull

[new_earth]

their visas & mastercards pull EQ too if it's a hard pull. soft pulls on the shopping cart trick is Experian.

[vagrants]

Mypoints Rewards VISA is soft pull.

[injustifiiable]

I have five Comenity cards. All of them except Victoria's Secret soft pulled EQ. (VS soft pulled EX)

[debtfree09]

Just an FYI, they no longer back Value City...that is now a GE backed card and Fashion Bug went out of business.