Re: Comenity/Express SP insanity - myFICO® Forums

jasonbourne84 · ‎09-15-2020

What in the world is going on? I had an account with them from May 2012 to Feb of 2019 when I closed it after they balance chased me down to $150. I can't figure out why in the world they're SPing me this frequently.

newmomnewme · ‎09-15-2020

Wow...like why?

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
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jasonbourne84 · ‎09-15-2020

lol right?! I have zero interest in ever opening a card with them again, so this is all very odd.

Slabenstein · ‎09-15-2020

They regret the way they treated you and now they're constantly refreshing your credit profile like someone stalking an ex on Facebook, sighing and thinking of what might have been.

Credit12Fico · ‎09-15-2020

Jealousy

spiritcraft1 · ‎09-15-2020

Too bad "B" does not exist any more!

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$3k,(10/18) @ 580 FICO- was $1k secured card.

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $20k - 07/6/21 @ Instant 689 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$20k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$20k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k

PNC Business Visa for new LLC, $15k, took a week and a HP!

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

gdale6 · ‎09-15-2020

costing them a bunch of money for nothing, figures....