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Comenity MC offer coming soon

kittycreditmeow
Frequent Contributor

Re: Comenity MC offer coming soon

In the application disclaimer at the bottom. I have two comenity store cards but I don't know what rewards program is so I was just wondering if it's only being offered to those who have some kind of rewards card. 

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 21 of 25
kittycreditmeow
Frequent Contributor

Re: Comenity MC offer coming soon

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Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 22 of 25
GApeachy
Super Contributor

Re: Comenity MC offer coming soon

Yes, this Comenity Mastercard is a rewards card.  Just like each different store card has it's own program, this one does too.  In this case, several different categories like gas or groceries, 1000 pts equates to $5- 40k pts.= $200 in stmt. credits.

Plus like other cc's, sometimes you're offered a balance transfer.

You earn pts. towards a stmt credit.  Similar to store cards where your pts. can go toward your stmt. But different in that it doesn't offer perpetual finance options with a brand store. Is that what you're asking?

 

"My Take Home Pay Don't Take Me Home"
Message 23 of 25
kittycreditmeow
Frequent Contributor

Re: Comenity MC offer coming soon

Oh ok, I thought you needed to have a particular rewards credit card in order to qualify for this one. I was confused. I am gardening for a two years so no more cards for me. 

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 24 of 25
GApeachy
Super Contributor

Re: Comenity MC offer coming soon

This card, like all other Comenity cards ARE related to some store, some brand.  I see what you're saying. Yeah, this used to be a Wayfair sc.  Those Wayfair accts. were closed, some of those accts. were converted to the new "Comenity Mastercard".   So that's how I acquired the mc.  Is that what you were trying to find out?

"My Take Home Pay Don't Take Me Home"
Message 25 of 25
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