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Comenity Mastercard Changing to AMEX

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coldfusion
Credit Mentor

Re: Comenity Mastercard Changing to AMEX

Account information on reports has been updated on all reports to COMENITYBANK/(BRE, or BREADRWDS, or BREADREWARDS depending on CRA), and the reported open date of the Mastercard has been retained.

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 21 of 24
gdale6
Moderator Emeritus

Re: Comenity Mastercard Changing to AMEX

oh well, i torpedoed mine not too long ago as it was useless to me, only used it for the first year when they gave bonus 3 percent cats then into the SD it went. i have the cats covered with other cards.

Message 22 of 24
SUPERSQUID
Valued Contributor

Re: Comenity Mastercard Changing to AMEX


@coldfusion wrote:

Account information on reports has been updated on all reports to COMENITYBANK/(BRE, or BREADRWDS, or BREADREWARDS depending on CRA), and the reported open date of the Mastercard has been retained.

 


Yes, I received an alert that my Comenity mc was closed and the rewards amex was opened. Does that mean the rewards amex will be considered a new acct by lenders?

Looks like they pulled a fingerhut/fingerhut fetti number.

Message 23 of 24
nwa479
Regular Contributor

Re: Comenity Mastercard Changing to AMEX


@SUPERSQUID wrote:

@coldfusion wrote:

Account information on reports has been updated on all reports to COMENITYBANK/(BRE, or BREADRWDS, or BREADREWARDS depending on CRA), and the reported open date of the Mastercard has been retained.

 


Yes, I received an alert that my Comenity mc was closed and the rewards amex was opened. Does that mean the rewards amex will be considered a new acct by lenders?

Looks like they pulled a fingerhut/fingerhut fetti number.


My credit report shows it as the same start date as before.  So Comenity was deleted and the Bread Amex was added at the same time with the old 2017 date that I had for the Comenity.  So I don't think it's the same as Fingerhut/Fetti, which had a new start date.  

 


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Message 24 of 24
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