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Comenity Mastercards or Visa's /how many can you have?

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GApeachy
Super Contributor

Comenity Mastercards or Visa's /how many can you have?

Comenity keeps a close watch (AA's) and it seems the better your profile the more $ Comenity trusts you with.....but just how much?

Curious to know how many fellow MF'ers have multiple Visa's or Mastercards issued by Comenity.

If you have multiple accts. would you include DP's please 

I'll add my DP's-

 

# Accts:  (2) UltamateMC and GoodSamVS

History: (2) 1998 Goodys store, $6.8k/closed; 2018 HSN store $6/closed 

Fico Scores: Mid 700's for both MC and Visa (store cards were around high 6's/low 7's)

Cli's: (2) HSN  1st cli-$2k @ 2 months, 2nd cli @4 months-$2k

AA's: yes, denied cli on UltamateMC/with a HP!

My Take Home Pay Don't Take Me Home
Message 1 of 7
6 REPLIES 6
Guyatthebeach
Valued Contributor

Re: Comenity Mastercards or Visa's /how many can you have?

Here are my DP’s:

 

Active accounts:

Good Sams Visa

Toyota Visa

Williams Sonoama Visa

all opened this year with HP

 

closed accounts:

Pier 1 and Buckle. Closed for inactivity. 

 

Chapter 7 bankruptcy in February 2012. Current Fico 745.  

 

Guyatthebeach 

Message 2 of 7
GApeachy
Super Contributor

Re: Comenity Mastercards or Visa's /how many can you have?


@Guyatthebeach wrote:

closed accounts:

Pier 1 and Buckle. Closed for inactivity. 


Thank you so much for responding.  That's awesome that you have 3 visa's.  When were the Pier1 and Buckle closed?  Before, during, or after apping for your current visa's?

My Take Home Pay Don't Take Me Home
Message 3 of 7
britt585
Regular Contributor

Re: Comenity Mastercards or Visa's /how many can you have?

Hi....Will Comenity pull any other CR besides Experian?..

Message 4 of 7
gdale6
Moderator Emeritus

Re: Comenity Mastercards or Visa's /how many can you have?


@britt585 wrote:

Hi....Will Comenity pull any other CR besides Experian?..


Comenity is typically an EQ puller.

Message 5 of 7
AverageJoesCredit
Legendary Contributor

Re: Comenity Mastercards or Visa's /how many can you have?

But from what ive learned, you may need to have Experian unfrozen as when they pull Eq, they sp Ex on their Visas. Learned the hard way, lol.
Message 6 of 7
Guyatthebeach
Valued Contributor

Re: Comenity Mastercards or Visa's /how many can you have?

LauraC,

 

buckle was closed 3 years ago and Pier One was closed 2 years ago.  The other were in opened in the last 30 days.  

 

Guyatthebeach

Message 7 of 7
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