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Comenity Mastercards or Visa's /how many can you have?

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Valued Contributor

Comenity Mastercards or Visa's /how many can you have?

Comenity keeps a close watch (AA's) and it seems the better your profile the more $ Comenity trusts you with.....but just how much?

Curious to know how many fellow MF'ers have multiple Visa's or Mastercards issued by Comenity.

If you have multiple accts. would you include DP's please 

I'll add my DP's-

 

# Accts:  (2) UltamateMC and GoodSamVS

History: (2) 1998 Goodys store, $6.8k/closed; 2018 HSN store $6/closed 

Fico Scores: Mid 700's for both MC and Visa (store cards were around high 6's/low 7's)

Cli's: (2) HSN  1st cli-$2k @ 2 months, 2nd cli @4 months-$2k

AA's: yes, denied cli on UltamateMC/with a HP!


"My Take Home Pay Don't Take Me Home"
Synovus75k/CapOne11k/Disco9k/GoodSamsVS5k/Synch45.6k/HomeDepot10k/Amex20k
Inquiries: tu(6), eq(4) and exp(8)(most fall off by Nov 2021)
Current Scores: EXP714, TU737, EQ735
Message 1 of 7
6 REPLIES 6
Valued Contributor

Re: Comenity Mastercards or Visa's /how many can you have?

Here are my DP’s:

 

Active accounts:

Good Sams Visa

Toyota Visa

Williams Sonoama Visa

all opened this year with HP

 

closed accounts:

Pier 1 and Buckle. Closed for inactivity. 

 

Chapter 7 bankruptcy in February 2012. Current Fico 745.  

 

Guyatthebeach 

Message 2 of 7
Valued Contributor

Re: Comenity Mastercards or Visa's /how many can you have?


@Guyatthebeach wrote:

closed accounts:

Pier 1 and Buckle. Closed for inactivity. 


Thank you so much for responding.  That's awesome that you have 3 visa's.  When were the Pier1 and Buckle closed?  Before, during, or after apping for your current visa's?


"My Take Home Pay Don't Take Me Home"
Synovus75k/CapOne11k/Disco9k/GoodSamsVS5k/Synch45.6k/HomeDepot10k/Amex20k
Inquiries: tu(6), eq(4) and exp(8)(most fall off by Nov 2021)
Current Scores: EXP714, TU737, EQ735
Message 3 of 7
Valued Member

Re: Comenity Mastercards or Visa's /how many can you have?

Hi....Will Comenity pull any other CR besides Experian?..

Message 4 of 7
Moderator

Re: Comenity Mastercards or Visa's /how many can you have?


@britt585 wrote:

Hi....Will Comenity pull any other CR besides Experian?..


Comenity is typically an EQ puller.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 5 of 7
Community Leader
Super Contributor

Re: Comenity Mastercards or Visa's /how many can you have?

But from what ive learned, you may need to have Experian unfrozen as when they pull Eq, they sp Ex on their Visas. Learned the hard way, lol.
#ChaseCreditCardHobby Enthusiast
Message 6 of 7
Valued Contributor

Re: Comenity Mastercards or Visa's /how many can you have?

LauraC,

 

buckle was closed 3 years ago and Pier One was closed 2 years ago.  The other were in opened in the last 30 days.  

 

Guyatthebeach

Message 7 of 7
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