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Comenity Reporting to CRA's?

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Goblin
Regular Contributor

Re: Comenity Reporting to CRA's?

I was actually going to post that the shopping cart trick worked for me last week.    I received the 7-10 day letter from Victoria Secret shopping cart pre-approval, so I figured it was going to be a denial since my utilization was at 90% , but I thought what the heck since there's no inquiry.

 

Today I checked my USAA credit monitoring, and BAM!  New Comenity account is posting on Experian & Equifax, before I even received the card in the mail.  I just applied on Thursday, so it's been 5 or 6 days.

 

VS.png

Starting Score: Ex: 495 Eq: 492 Tu: 497
Current Score: Ex: 708 Eq: 716 Tu: 710

Message 11 of 21
Jerry45
Valued Contributor

Re: Comenity Reporting to CRA's?

Agreed. Seems that Comenity Cards all vary in terms of Reporting.

Message 12 of 21
Jerry45
Valued Contributor

Re: Comenity Reporting to CRA's?

Congrats!!  $500 is a good starting limit for VS.

Message 13 of 21
SunriseEarth
Moderator Emeritus

Re: Comenity Reporting to CRA's?


@Jerry45 wrote:

I recently picked up a Sportsman's Guide Visa, and Comenity reported and generated a first Statement right away, but my second statement generated over two weeks ago and has not been reported to any of the CRA's?  Trying to get my payment history updated with them and do have a balance.

 

Has anybody dealt with this, and how long it takes for them to report after a Statement?


It's definitely YMMV.   My VS updates more promptly than my Gold Violin.   I've noticed that they really like to take their time if I let a balance post the month before and then pay to $0 for the next statement.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 14 of 21
Jerry45
Valued Contributor

Re: Comenity Reporting to CRA's?

Agreed, thanks for the Info.  Hard for me to whine, when I picked up a Visa with a high CL, and a soft pull

Message 15 of 21
finallyfixingit
Regular Contributor

Re: Comenity Reporting to CRA's?

I applied for two Comenity cards, one of the 15th and the other on the 16th of this month. Both cards came in the mail this afternoon. Neither of them have reported to my reports as of yet. I applied for a Walmart card on 11/11 and it reported within two days.

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 16 of 21
Anonymous
Not applicable

Re: Comenity Reporting to CRA's?

My GameStop card reported. Wasn't even sure if it would, but it's on there.
Message 17 of 21
finallyfixingit
Regular Contributor

Re: Comenity Reporting to CRA's?


@finallyfixingit wrote:

I applied for two Comenity cards, one of the 15th and the other on the 16th of this month. Both cards came in the mail this afternoon. Neither of them have reported to my reports as of yet. I applied for a Walmart card on 11/11 and it reported within two days.


Update:

 

My two cards hit Experian this morning. They have not hit the other two yet.

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 18 of 21
Anonymous
Not applicable

Re: Comenity Reporting to CRA's?


@finallyfixingit wrote:
 I applied for a Walmart card on 11/11 and it reported within two days.

Synchrony Bank seems to be really fast at reporting.  I applied for Gap/Banana Republic & Old Navy on Saturday.

 

By Tuesday it was on my Credit Report

 

Commenity seems to be hit or miss.  Some of my cards reported within 2 weeks.  Some took almost 45 days.

Message 19 of 21
Jerry45
Valued Contributor

Re: Comenity Reporting to CRA's?

I agree Synch Bank is quick. Comenity finally reported to TU and EQ yesterday. Both times they reported for me, it was on Friday, at least 10+ days after my statement cut.

Message 20 of 21
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