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Comenity - Virgin America

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Happychap
Frequent Contributor

Comenity - Virgin America

Anyone been approved for this card recently? I know when it launched it had some issues with folks getting $300 limits etc. I just apped got the 7-10 day message I'm thinking declined😔 mad at myself since I planned to garden for 6 months - came out to weed 3 months early 😔😔😔

 

 

Stats:  Fico: EQ 764 EX: 765  TU: 769  UTL: 4%  AAoA: 3 yrs, no baddies, lots of inq last one 3 months old Smiley Indifferent

Message 1 of 13
12 REPLIES 12
sandman2435
Established Contributor

Re: Comenity - Virgin America

Yes I was first approved for $300 than made a call and got  it upped to 10K

Message 2 of 13
Happychap
Frequent Contributor

Re: Comenity - Virgin America


@sandman2435 wrote:

Yes I was first approved for $300 than made a call and got  it upped to 10K


Was this an instant approval or did you get the 7-10 day?

Message 3 of 13
Creditaddict
Legendary Contributor

Re: Comenity - Virgin America


@Happychap wrote:

@sandman2435 wrote:

Yes I was first approved for $300 than made a call and got  it upped to 10K


Was this an instant approval or did you get the 7-10 day?


I got 7-10... I dont' think they do instant on this card.

Message 4 of 13
BarryNTexas
Established Contributor

Re: Comenity - Virgin America

Sandman, when you called to up it to $10K... what was the conversation?  That's a huge increase.  Thx


@sandman2435 wrote:

Yes I was first approved for $300 than made a call and got  it upped to 10K


 

DC Prem 20K | DC Elite 20K | PenFed Visa 25K | NFCU Sig Visa 25K | NFCU Flagship 25K | AMEX Delta 25K & SPG 15K
RBFCU MC 20K | Barclay's RMC 11.5K & Ring 22K | Chase United 30K | Chase Hyatt 8K | Citi AA 15K | Citi DC 15K
Discover it® 27K | JCPenney MC 22K | Home Depot $9K
EX/796 EQ/794 TU/802 GOAL: Break 800
Message 5 of 13
sandman2435
Established Contributor

Re: Comenity - Virgin America

I first got a letter telling me: that they could not verifed my creditors( its a standed thing telling you to call in to verify) so I made the call and was told I was approved for $300.00,I told them: I need at least 20K on a card that Im gonna pay $149.00 a year for,Was put on a brief hold and the CSR had a supervisor raised it to 10K

Message 6 of 13
BarryNTexas
Established Contributor

Re: Comenity - Virgin America

Thanks Sandman... makes sense and I'm learning something new everytime I read this forum.

DC Prem 20K | DC Elite 20K | PenFed Visa 25K | NFCU Sig Visa 25K | NFCU Flagship 25K | AMEX Delta 25K & SPG 15K
RBFCU MC 20K | Barclay's RMC 11.5K & Ring 22K | Chase United 30K | Chase Hyatt 8K | Citi AA 15K | Citi DC 15K
Discover it® 27K | JCPenney MC 22K | Home Depot $9K
EX/796 EQ/794 TU/802 GOAL: Break 800
Message 7 of 13
Jason333
New Visitor

Re: Comenity - Virgin America

Sandman, I also received the 7-10 day message. I've called the 855# a few times, everytime they tell me they haven't received my app (I received the email saying they did). Finally today I asked to speak with a supervisor because I have not received anything in the mail. She stated that a letter was sent out on Jan. 30 and that it pertained to verifying my address. How long did it take for you to receive your letter? Thanks

Message 8 of 13
BearsAndTurtlesRtheBest
Senior Contributor

Re: Comenity - Virgin America

My mom got an instant approval on this card yesterday $3000 CL.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 9 of 13
indiolatino61
Valued Contributor

Re: Comenity - Virgin America


@Happychap wrote:

Anyone been approved for this card recently? I know when it launched it had some issues with folks getting $300 limits etc. I just apped got the 7-10 day message I'm thinking declined😔 mad at myself since I planned to garden for 6 months - came out to weed 3 months early 😔😔😔

 

 

Stats:  Fico: EQ 764 EX: 765  TU: 769  UTL: 4%  AAoA: 3 yrs, no baddies, lots of inq last one 3 months old Smiley Indifferent


Yikes...$300 for a $149 AF card? That doesn't make any sense at all...Smiley Tongue!

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Message 10 of 13
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